Sound Financial Bancorp, Inc.'s (NASDAQ:SFBC) top owners are retail investors with 40% stake, while 24% is held by hedge funds

Retail investors hold a significant 40% ownership in Sound Financial Bancorp, giving them substantial influence over management decisions. Hedge funds own 24% of the stock, with the top 12 shareholders controlling 51% collectively. Insider ownership is also notable, indicating a strong stake by company founders.