SYF
Income statement / Annual
Last year (2024), Synchrony Financial's total revenue was $20.76 B,
an increase of 19.73% from the previous year.
In 2024, Synchrony Financial's net income was $3.50 B.
See Synchrony Financial,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$20.76 B |
$17.34 B |
$13.20 B |
$11.22 B |
$12.83 B |
$15.60 B |
$15.15 B |
$13.76 B |
$12.22 B |
$10.88 B |
| Cost of Revenue |
$11.37 B
|
$9.68 B
|
$4.90 B
|
$1.76 B
|
$6.98 B
|
$6.47 B
|
$7.42 B
|
$6.69 B
|
$5.23 B
|
$4.09 B
|
| Gross Profit |
$9.39 B
|
$7.66 B
|
$8.30 B
|
$9.47 B
|
$5.85 B
|
$9.13 B
|
$7.74 B
|
$7.07 B
|
$6.99 B
|
$6.80 B
|
| Gross Profit Ratio |
0.45
|
0.44
|
0.63
|
0.84
|
0.46
|
0.59
|
0.51
|
0.51
|
0.57
|
0.62
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$1.83 B
|
$1.88 B
|
$1.68 B
|
$1.50 B
|
$1.38 B
|
$1.46 B
|
$1.43 B
|
$1.30 B
|
$1.20 B
|
$1.04 B
|
| Selling & Marketing Expenses |
$524.00 M
|
$527.00 M
|
$487.00 M
|
$486.00 M
|
$448.00 M
|
$549.00 M
|
$528.00 M
|
$498.00 M
|
$423.00 M
|
$433.00 M
|
| Selling, General & Administrative Expenses |
$2.35 B
|
$2.41 B
|
$2.17 B
|
$1.99 B
|
$1.83 B
|
$2.00 B
|
$1.96 B
|
$1.80 B
|
$1.62 B
|
$1.48 B
|
| Other Expenses |
$2.49 B
|
$2.35 B
|
$2.17 B
|
$1.98 B
|
$2.23 B
|
$2.24 B
|
$2.14 B
|
$1.95 B
|
$1.80 B
|
$1.79 B
|
| Operating Expenses |
$4.84 B
|
$4.76 B
|
$4.34 B
|
$3.96 B
|
$4.06 B
|
$4.25 B
|
$4.10 B
|
$3.75 B
|
$3.42 B
|
$3.26 B
|
| Cost And Expenses |
$16.21 B
|
$14.43 B
|
$9.23 B
|
$5.72 B
|
$11.03 B
|
$10.72 B
|
$11.51 B
|
$10.43 B
|
$8.65 B
|
$7.35 B
|
| Interest Income |
$22.65 B
|
$20.71 B
|
$17.15 B
|
$15.27 B
|
$16.07 B
|
$19.09 B
|
$17.99 B
|
$16.41 B
|
$14.78 B
|
$13.23 B
|
| Interest Expense |
$4.63 B
|
$3.71 B
|
$1.52 B
|
$1.03 B
|
$1.67 B
|
$2.29 B
|
$1.87 B
|
$1.39 B
|
$1.25 B
|
$1.14 B
|
| Depreciation & Amortization |
$481.00 M
|
$458.00 M
|
$419.00 M
|
$390.00 M
|
$383.00 M
|
$367.00 M
|
$302.00 M
|
$254.00 M
|
$219.00 M
|
$174.00 M
|
| EBITDA |
$5.03 B |
$3.36 B |
$4.38 B |
$5.89 B |
$2.18 B |
$5.25 B |
$3.95 B |
$3.58 B |
$3.79 B |
$3.71 B |
| EBITDA Ratio |
0.24
|
0.19
|
0.33
|
0.53
|
0.17
|
0.34
|
0.26
|
0.26
|
0.31
|
0.34
|
| Operating Income Ratio |
0.22
|
0.17
|
0.3
|
0.49
|
0.14
|
0.31
|
0.24
|
0.24
|
0.29
|
0.32
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$4.55 B
|
$2.90 B
|
$3.96 B
|
$5.50 B
|
$1.80 B
|
$4.89 B
|
$3.64 B
|
$3.32 B
|
$3.57 B
|
$3.53 B
|
| Income Before Tax Ratio |
0.22
|
0.17
|
0.3
|
0.49
|
0.14
|
0.31
|
0.24
|
0.24
|
0.29
|
0.32
|
| Income Tax Expense |
$1.05 B
|
$666.00 M
|
$946.00 M
|
$1.28 B
|
$412.00 M
|
$1.14 B
|
$854.00 M
|
$1.39 B
|
$1.32 B
|
$1.32 B
|
| Net Income |
$3.50 B
|
$2.24 B
|
$3.02 B
|
$4.22 B
|
$1.39 B
|
$3.75 B
|
$2.79 B
|
$1.94 B
|
$2.25 B
|
$2.21 B
|
| Net Income Ratio |
0.17
|
0.13
|
0.23
|
0.38
|
0.11
|
0.24
|
0.18
|
0.14
|
0.18
|
0.2
|
| EPS |
8.64 |
5.21 |
6.19 |
7.4 |
2.28 |
5.59 |
3.76 |
2.43 |
2.71 |
2.66 |
| EPS Diluted |
8.55 |
5.19 |
6.15 |
7.34 |
2.27 |
5.56 |
3.74 |
2.42 |
2.71 |
2.65 |
| Weighted Average Shares Out |
$396.50 M
|
$421.20 M
|
$480.40 M
|
$564.60 M
|
$589.00 M
|
$670.20 M
|
$742.30 M
|
$795.60 M
|
$829.20 M
|
$833.80 M
|
| Weighted Average Shares Out Diluted |
$400.60 M
|
$423.50 M
|
$483.40 M
|
$569.30 M
|
$590.80 M
|
$673.50 M
|
$746.90 M
|
$799.70 M
|
$831.50 M
|
$835.50 M
|
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