SYF
Income statement / Annual
Last year (2023), Synchrony Financial's total revenue was $7.66 B,
a decrease of 52.13% from the previous year.
In 2023, Synchrony Financial's net income was $2.24 B.
See Synchrony Financial’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
FY-2014
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
12/31/2014 |
| Operating Revenue |
$7.66 B
|
$16.01 B
|
$10.19 B
|
$11.16 B
|
$13.31 B
|
$13.28 B
|
$12.37 B
|
$10.97 B
|
$9.75 B
|
$9.23 B
|
| Cost of Revenue |
$0.00 |
$1.37 B |
$905.00 M |
$1.42 B |
$1.87 B |
$1.43 B |
$1.04 B |
$901.00 M |
$754.00 M |
$0.00 |
| Gross Profit |
$7.66 B |
$14.64 B |
$9.29 B |
$9.74 B |
$11.45 B |
$11.86 B |
$11.32 B |
$10.07 B |
$8.99 B |
$9.23 B |
| Gross Profit Ratio |
1 |
0.91 |
0.91 |
0.87 |
0.86 |
0.89 |
0.92 |
0.92 |
0.92 |
1 |
| Research and Development
Expenses |
$0.00
|
$0.30
|
$0.49
|
$0.14
|
$0.31
|
$0.24
|
$0.24
|
$0.29
|
$0.00
|
$0.00
|
| General & Administrative
Expenses |
$1.84 B
|
$1.68 B
|
$1.50 B
|
$1.38 B
|
$1.46 B
|
$1.43 B
|
$1.31 B
|
$1.21 B
|
$1.04 B
|
$866.00 M
|
| Selling & Marketing
Expenses |
$527.00 M
|
$487.00 M
|
$486.00 M
|
$448.00 M
|
$549.00 M
|
$528.00 M
|
$498.00 M
|
$423.00 M
|
$433.00 M
|
$460.00 M
|
| Selling, General &
Administrative Expenses |
$2.37 B
|
$2.17 B
|
$1.99 B
|
$1.83 B
|
$2.00 B
|
$1.96 B
|
$1.81 B
|
$1.63 B
|
$1.48 B
|
$1.33 B
|
| Other Expenses |
$0.00 |
-$3.98 B |
-$6.68 B |
-$3.65 B |
-$3.86 B |
-$3.10 B |
-$2.94 B |
-$2.90 B |
-$2.74 B |
-$2.58 B |
| Operating Expenses |
$13.63 B |
$1.32 B |
-$4.69 B |
-$1.82 B |
-$1.85 B |
-$1.14 B |
-$1.13 B |
-$1.27 B |
-$1.26 B |
-$1.25 B |
| Cost And Expenses |
$3.92 B |
$1.32 B |
-$4.69 B |
-$1.82 B |
-$1.85 B |
-$1.14 B |
-$4.06 B |
-$4.17 B |
-$4.00 B |
-$3.82 B |
| Interest Income |
$20.71 B |
$17.15 B |
$15.27 B |
$16.07 B |
$19.09 B |
$17.99 B |
$16.41 B |
$14.78 B |
$13.23 B |
$12.24 B |
| Interest Expense |
$3.71 B |
$1.52 B |
$1.03 B |
$1.67 B |
$2.29 B |
$1.87 B |
$1.39 B |
$1.25 B |
$1.14 B |
$922.00 M |
| Depreciation &
Amortization |
$458.00 M
|
$8.72 B
|
$5.26 B
|
$10.37 B
|
$9.99 B
|
$11.51 B
|
$10.43 B
|
$8.65 B
|
$174.00 M
|
$131.00 M
|
| EBITDA |
$4.12 B
|
$4.89 B
|
$6.36 B
|
$2.84 B
|
$5.98 B
|
$3.95 B
|
$3.58 B
|
$3.79 B
|
$3.71 B
|
$4.44 B
|
| EBITDA Ratio |
0.54 |
0.37 |
0.58 |
0.2 |
0.39 |
0.44 |
0.4 |
0.46 |
0.5 |
0.48 |
| Operating Income Ratio
|
0.48
|
0.34
|
0.54
|
0.16
|
0.37
|
0.42
|
0.38
|
0.44
|
0.48
|
0.47
|
| Total Other
Income/Expenses Net |
-$759.00 M
|
-$714.00 M
|
-$644.00 M
|
-$976.00 M
|
-$889.00 M
|
-$908.00 M
|
-$943.00 M
|
-$819.00 M
|
-$847.00 M
|
-$826.00 M
|
| Income Before Tax |
$2.90 B |
$3.96 B |
$5.50 B |
$1.80 B |
$4.89 B |
$3.64 B |
$3.32 B |
$3.57 B |
$3.53 B |
$3.39 B |
| Income Before Tax Ratio
|
0.38
|
0.25
|
0.54
|
0.16
|
0.37
|
0.27
|
0.27
|
0.33
|
0.36
|
0.37
|
| Income Tax Expense |
$666.00 M |
$946.00 M |
$1.28 B |
$412.00 M |
$1.14 B |
$854.00 M |
$1.39 B |
$1.32 B |
$1.32 B |
$1.28 B |
| Net Income |
$2.24 B |
$3.02 B |
$4.22 B |
$1.39 B |
$3.75 B |
$2.79 B |
$1.94 B |
$2.25 B |
$2.21 B |
$2.11 B |
| Net Income Ratio |
0.29 |
0.19 |
0.41 |
0.12 |
0.28 |
0.21 |
0.16 |
0.21 |
0.23 |
0.23 |
| EPS |
5.21 |
6.19 |
7.4 |
2.28 |
5.59 |
3.76 |
2.43 |
2.71 |
2.66 |
2.78 |
| EPS Diluted |
5.19 |
6.15 |
7.34 |
2.27 |
5.56 |
3.74 |
2.42 |
2.71 |
2.65 |
2.78 |
| Weighted Average Shares
Out |
$421.20 M
|
$480.40 M
|
$564.60 M
|
$589.00 M
|
$670.20 M
|
$742.30 M
|
$795.60 M
|
$829.20 M
|
$833.80 M
|
$757.40 M
|
| Weighted Average Shares
Out Diluted |
$423.50 M
|
$483.40 M
|
$569.30 M
|
$590.80 M
|
$673.50 M
|
$746.90 M
|
$799.70 M
|
$831.50 M
|
$835.50 M
|
$757.60 M
|
| Link |
|
|
|
|
|
|
|
|
|
|
