WSBF
Income statement / Annual
Last year (2023), Waterstone Financial, Inc.'s total revenue was $99.21 M,
a decrease of 37.12% from the previous year.
In 2023, Waterstone Financial, Inc.'s net income was $9.38 M.
See Waterstone Financial, Inc.’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
FY-2014
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
12/31/2014 |
| Operating Revenue |
$99.21 M
|
$157.77 M
|
$254.10 M
|
$292.87 M
|
$179.66 M
|
$169.00 M
|
$172.08 M
|
$166.93 M
|
$143.32 M
|
$125.88 M
|
| Cost of Revenue |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| Gross Profit |
$99.21 M |
$157.77 M |
$254.10 M |
$292.87 M |
$179.66 M |
$169.00 M |
$172.08 M |
$166.93 M |
$143.32 M |
$125.88 M |
| Gross Profit Ratio |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
| Research and Development
Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative
Expenses |
$2.69 M
|
$99.57 M
|
$135.12 M
|
$139.05 M
|
$103.08 M
|
$99.40 M
|
$98.64 M
|
$96.52 M
|
$84.23 M
|
$72.26 M
|
| Selling & Marketing
Expenses |
$3.78 M
|
$3.98 M
|
$3.53 M
|
$3.69 M
|
$3.89 M
|
$4.12 M
|
$3.33 M
|
$2.74 M
|
$2.95 M
|
$2.95 M
|
| Selling, General &
Administrative Expenses |
$87.88 M
|
$103.54 M
|
$138.64 M
|
$142.74 M
|
$106.96 M
|
$103.52 M
|
$101.98 M
|
$99.26 M
|
$87.17 M
|
$75.21 M
|
| Other Expenses |
$40.10 M |
-$236.83 M |
-$25.86 M |
-$33.79 M |
-$23.95 M |
-$232.24 M |
-$24.62 M |
-$23.03 M |
$0.00 |
$0.00 |
| Operating Expenses |
$127.97 M |
-$133.29 M |
$25.86 M |
$33.79 M |
$23.95 M |
-$128.72 M |
$24.62 M |
$23.03 M |
$115.53 M |
$104.82 M |
| Cost And Expenses |
$127.97 M |
-$133.29 M |
$177.47 M |
$214.39 M |
$162.92 M |
-$128.72 M |
$147.08 M |
$148.11 M |
$115.53 M |
$104.82 M |
| Interest Income |
$99.21 M |
$70.25 M |
$69.88 M |
$78.48 M |
$79.74 M |
$73.70 M |
$67.10 M |
$63.74 M |
$61.96 M |
$63.63 M |
| Interest Expense |
$48.99 M |
$13.29 M |
$14.37 M |
$24.98 M |
$27.54 M |
$19.52 M |
$16.36 M |
$20.29 M |
$23.12 M |
$22.33 M |
| Depreciation &
Amortization |
$3.30 M
|
$1.80 M
|
$2.10 M
|
$2.50 M
|
$2.51 M
|
$2.30 M
|
$2.05 M
|
$2.62 M
|
$3.60 M
|
$3.73 M
|
| EBITDA |
$0.00
|
$28.51 M
|
$98.16 M
|
$113.72 M
|
$52.27 M
|
$45.01 M
|
$46.59 M
|
$45.21 M
|
$29.42 M
|
$23.64 M
|
| EBITDA Ratio |
0 |
0.18 |
0.39 |
0.39 |
0.29 |
0.27 |
0.27 |
0.27 |
0.21 |
0.19 |
| Operating Income Ratio
|
0.26
|
0.16
|
0.36
|
0.37
|
0.26
|
0.24
|
0.26
|
0.25
|
0.18
|
0.16
|
| Total Other
Income/Expenses Net |
-$15.19 M
|
-$17.34 M
|
-$15.81 M
|
-$16.71 M
|
-$11.47 M
|
-$13.66 M
|
-$14.63 M
|
-$14.17 M
|
-$15.42 M
|
-$16.00 M
|
| Income Before Tax |
$11.03 M |
$24.48 M |
$92.11 M |
$108.12 M |
$47.57 M |
$40.28 M |
$44.43 M |
$41.99 M |
$25.82 M |
$19.91 M |
| Income Before Tax Ratio
|
0.11
|
0.16
|
0.36
|
0.37
|
0.26
|
0.24
|
0.26
|
0.25
|
0.18
|
0.16
|
| Income Tax Expense |
$1.66 M |
$4.99 M |
$21.32 M |
$26.97 M |
$11.67 M |
$9.53 M |
$18.47 M |
$16.46 M |
$9.25 M |
$7.18 M |
| Net Income |
$9.38 M |
$19.49 M |
$70.79 M |
$81.15 M |
$35.90 M |
$30.75 M |
$25.96 M |
$25.53 M |
$16.57 M |
$12.73 M |
| Net Income Ratio |
0.09 |
0.12 |
0.28 |
0.28 |
0.2 |
0.18 |
0.15 |
0.15 |
0.12 |
0.1 |
| EPS |
0.47 |
0.89 |
2.98 |
3.32 |
1.38 |
1.12 |
0.95 |
0.94 |
0.57 |
0.38 |
| EPS Diluted |
0.46 |
0.89 |
2.96 |
3.3 |
1.37 |
1.11 |
0.93 |
0.93 |
0.56 |
0.38 |
| Weighted Average Shares
Out |
$20.16 M
|
$21.88 M
|
$23.74 M
|
$24.46 M
|
$26.02 M
|
$27.36 M
|
$27.47 M
|
$27.04 M
|
$29.16 M
|
$33.41 M
|
| Weighted Average Shares
Out Diluted |
$20.20 M
|
$22.01 M
|
$23.93 M
|
$24.61 M
|
$26.25 M
|
$27.63 M
|
$27.90 M
|
$27.37 M
|
$29.43 M
|
$33.64 M
|
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