TFSL
Income statement / Annual
Last year (2025), TFS Financial Corporation's total revenue was $791.96 M,
an increase of 4.37% from the previous year.
In 2025, TFS Financial Corporation's net income was $90.96 M.
See TFS Financial Corporation,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
09/30/2025 |
09/30/2024 |
09/30/2023 |
09/30/2022 |
09/30/2021 |
09/30/2020 |
09/30/2019 |
09/30/2018 |
09/30/2017 |
09/30/2016 |
| Operating Revenue |
$791.96 M |
$758.78 M |
$633.35 M |
$433.14 M |
$444.65 M |
$508.55 M |
$502.55 M |
$464.58 M |
$428.84 M |
$413.39 M |
| Cost of Revenue |
$472.99 M
|
$454.12 M
|
$326.85 M
|
$142.94 M
|
$148.72 M
|
$216.03 M
|
$206.67 M
|
$151.10 M
|
$113.10 M
|
$110.03 M
|
| Gross Profit |
$318.97 M
|
$304.66 M
|
$306.50 M
|
$290.20 M
|
$295.93 M
|
$292.52 M
|
$295.89 M
|
$313.48 M
|
$315.75 M
|
$303.37 M
|
| Gross Profit Ratio |
0.4
|
0.4
|
0.48
|
0.67
|
0.67
|
0.58
|
0.59
|
0.67
|
0.74
|
0.73
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$119.03 M
|
$122.35 M
|
$126.24 M
|
$118.70 M
|
$117.95 M
|
$114.63 M
|
$114.42 M
|
$112.51 M
|
$104.68 M
|
$106.66 M
|
| Selling & Marketing Expenses |
$18.63 M
|
$19.73 M
|
$25.29 M
|
$21.26 M
|
$19.17 M
|
$16.51 M
|
$19.36 M
|
$19.25 M
|
$19.71 M
|
$16.96 M
|
| Selling, General & Administrative Expenses |
$137.66 M
|
$142.08 M
|
$151.53 M
|
$139.96 M
|
$137.13 M
|
$131.15 M
|
$133.79 M
|
$131.76 M
|
$125.45 M
|
$123.61 M
|
| Other Expenses |
$66.60 M
|
$62.26 M
|
$61.60 M
|
$58.18 M
|
$58.71 M
|
$61.13 M
|
$59.89 M
|
$60.56 M
|
$58.01 M
|
$58.11 M
|
| Operating Expenses |
$204.26 M
|
$204.35 M
|
$213.13 M
|
$198.15 M
|
$195.84 M
|
$192.27 M
|
$193.67 M
|
$192.31 M
|
$182.40 M
|
$181.00 M
|
| Cost And Expenses |
$677.25 M
|
$658.46 M
|
$539.98 M
|
$341.08 M
|
$344.56 M
|
$408.30 M
|
$400.34 M
|
$343.42 M
|
$295.50 M
|
$291.03 M
|
| Interest Income |
$763.18 M
|
$734.07 M
|
$611.92 M
|
$409.33 M
|
$389.35 M
|
$455.30 M
|
$482.09 M
|
$443.05 M
|
$409.00 M
|
$388.44 M
|
| Interest Expense |
$470.49 M
|
$455.62 M
|
$328.35 M
|
$141.94 M
|
$157.72 M
|
$213.03 M
|
$216.67 M
|
$162.10 M
|
$130.10 M
|
$118.03 M
|
| Depreciation & Amortization |
$23.05 M
|
$19.03 M
|
$18.12 M
|
$27.04 M
|
$32.57 M
|
$32.82 M
|
$22.95 M
|
$25.19 M
|
$20.89 M
|
$19.37 M
|
| EBITDA |
$137.76 M |
$119.35 M |
$111.48 M |
$119.09 M |
$132.66 M |
$133.07 M |
$125.16 M |
$146.35 M |
$154.23 M |
$141.73 M |
| EBITDA Ratio |
0.17
|
0.16
|
0.18
|
0.27
|
0.3
|
0.26
|
0.25
|
0.32
|
0.36
|
0.34
|
| Operating Income Ratio |
0.14
|
0.13
|
0.15
|
0.21
|
0.23
|
0.2
|
0.2
|
0.26
|
0.31
|
0.3
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$114.72 M
|
$100.31 M
|
$93.37 M
|
$92.05 M
|
$100.09 M
|
$100.25 M
|
$102.21 M
|
$121.16 M
|
$133.34 M
|
$122.36 M
|
| Income Before Tax Ratio |
0.14
|
0.13
|
0.15
|
0.21
|
0.23
|
0.2
|
0.2
|
0.26
|
0.31
|
0.3
|
| Income Tax Expense |
$23.76 M
|
$20.73 M
|
$18.12 M
|
$17.49 M
|
$19.09 M
|
$16.93 M
|
$21.98 M
|
$35.76 M
|
$44.46 M
|
$41.81 M
|
| Net Income |
$90.96 M
|
$79.59 M
|
$75.25 M
|
$74.57 M
|
$81.01 M
|
$83.32 M
|
$80.24 M
|
$85.41 M
|
$88.88 M
|
$80.55 M
|
| Net Income Ratio |
0.11
|
0.1
|
0.12
|
0.17
|
0.18
|
0.16
|
0.16
|
0.18
|
0.21
|
0.19
|
| EPS |
0.33 |
0.28 |
0.26 |
0.26 |
0.29 |
0.3 |
0.29 |
0.31 |
0.32 |
0.28 |
| EPS Diluted |
0.32 |
0.28 |
0.26 |
0.26 |
0.29 |
0.3 |
0.28 |
0.31 |
0.32 |
0.28 |
| Weighted Average Shares Out |
$278.72 M
|
$278.18 M
|
$277.44 M
|
$277.37 M
|
$276.70 M
|
$275.86 M
|
$275.40 M
|
$275.59 M
|
$277.21 M
|
$281.57 M
|
| Weighted Average Shares Out Diluted |
$279.76 M
|
$279.14 M
|
$278.58 M
|
$278.69 M
|
$278.58 M
|
$277.80 M
|
$277.37 M
|
$277.30 M
|
$279.27 M
|
$283.79 M
|
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