STEL
Income statement / Annual
Last year (2024), Stellar Bancorp, Inc.'s total revenue was $625.45 M,
an increase of 1.64% from the previous year.
In 2024, Stellar Bancorp, Inc.'s net income was $115.00 M.
See Stellar Bancorp, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$625.45 M |
$615.38 M |
$343.35 M |
$261.75 M |
$249.92 M |
$170.56 M |
$148.74 M |
$129.22 M |
$123.66 M |
$117.52 M |
| Cost of Revenue |
$191.53 M
|
$163.00 M
|
$84.75 M
|
$22.30 M
|
$66.45 M
|
$19.79 M
|
$9.34 M
|
$8.55 M
|
$12.98 M
|
$14.60 M
|
| Gross Profit |
$433.92 M
|
$452.38 M
|
$258.60 M
|
$239.45 M
|
$183.47 M
|
$150.77 M
|
$139.39 M
|
$120.68 M
|
$110.68 M
|
$102.92 M
|
| Gross Profit Ratio |
0.69
|
0.74
|
0.75
|
0.91
|
0.73
|
0.88
|
0.94
|
0.93
|
0.9
|
0.88
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$172.93 M
|
$168.07 M
|
$112.47 M
|
$93.58 M
|
$83.08 M
|
$63.57 M
|
$59.36 M
|
$57.00 M
|
$52.34 M
|
$49.18 M
|
| Selling & Marketing Expenses |
$4.13 M
|
$3.63 M
|
$2.46 M
|
$1.69 M
|
$1.57 M
|
$1.83 M
|
$1.82 M
|
$1.46 M
|
$789.00 K
|
$925.00 K
|
| Selling, General & Administrative Expenses |
$177.05 M
|
$171.69 M
|
$114.93 M
|
$95.28 M
|
$84.64 M
|
$65.40 M
|
$61.18 M
|
$58.46 M
|
$53.13 M
|
$50.11 M
|
| Other Expenses |
$111.91 M
|
$118.80 M
|
$81.15 M
|
$44.28 M
|
$42.85 M
|
$23.28 M
|
$19.56 M
|
$18.19 M
|
$18.34 M
|
$17.89 M
|
| Operating Expenses |
$288.96 M
|
$290.49 M
|
$196.08 M
|
$139.55 M
|
$127.49 M
|
$88.68 M
|
$80.74 M
|
$76.65 M
|
$71.46 M
|
$67.99 M
|
| Cost And Expenses |
$480.49 M
|
$453.50 M
|
$280.82 M
|
$161.85 M
|
$193.95 M
|
$108.47 M
|
$90.08 M
|
$85.20 M
|
$84.44 M
|
$82.60 M
|
| Interest Income |
$602.40 M
|
$590.82 M
|
$322.99 M
|
$253.18 M
|
$241.76 M
|
$153.40 M
|
$135.76 M
|
$116.66 M
|
$109.95 M
|
$105.53 M
|
| Interest Expense |
$194.41 M
|
$154.06 M
|
$34.04 M
|
$24.62 M
|
$39.08 M
|
$17.41 M
|
$11.10 M
|
$8.89 M
|
$8.41 M
|
$7.65 M
|
| Depreciation & Amortization |
$32.03 M
|
$34.47 M
|
$14.25 M
|
$7.55 M
|
$7.64 M
|
$5.44 M
|
$4.29 M
|
$4.43 M
|
$4.43 M
|
$4.95 M
|
| EBITDA |
$176.99 M |
$196.35 M |
$76.78 M |
$107.44 M |
$63.61 M |
$67.53 M |
$62.95 M |
$48.46 M |
$43.64 M |
$39.88 M |
| EBITDA Ratio |
0.28
|
0.32
|
0.22
|
0.41
|
0.25
|
0.4
|
0.42
|
0.37
|
0.35
|
0.34
|
| Operating Income Ratio |
0.23
|
0.26
|
0.18
|
0.38
|
0.22
|
0.36
|
0.39
|
0.34
|
0.32
|
0.3
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$144.96 M
|
$161.88 M
|
$62.52 M
|
$99.89 M
|
$55.97 M
|
$62.09 M
|
$58.65 M
|
$44.02 M
|
$39.22 M
|
$34.93 M
|
| Income Before Tax Ratio |
0.23
|
0.26
|
0.18
|
0.38
|
0.22
|
0.36
|
0.39
|
0.34
|
0.32
|
0.3
|
| Income Tax Expense |
$29.96 M
|
$31.39 M
|
$11.09 M
|
$18.34 M
|
$10.44 M
|
$11.57 M
|
$11.36 M
|
$16.45 M
|
$12.01 M
|
$10.79 M
|
| Net Income |
$115.00 M
|
$130.50 M
|
$51.43 M
|
$81.55 M
|
$45.53 M
|
$50.52 M
|
$47.29 M
|
$27.57 M
|
$27.21 M
|
$24.14 M
|
| Net Income Ratio |
0.18
|
0.21
|
0.15
|
0.31
|
0.18
|
0.3
|
0.32
|
0.21
|
0.22
|
0.21
|
| EPS |
2.15 |
2.45 |
1.48 |
2.85 |
1.06 |
2.03 |
1.9 |
1.23 |
1.25 |
1.11 |
| EPS Diluted |
2.15 |
2.45 |
1.47 |
2.82 |
1.06 |
2.02 |
1.89 |
1.22 |
1.22 |
1.08 |
| Weighted Average Shares Out |
$53.54 M
|
$53.23 M
|
$34.74 M
|
$28.66 M
|
$28.96 M
|
$24.93 M
|
$24.86 M
|
$22.46 M
|
$21.84 M
|
$21.84 M
|
| Weighted Average Shares Out Diluted |
$53.58 M
|
$53.31 M
|
$35.01 M
|
$28.87 M
|
$29.14 M
|
$25.05 M
|
$25.02 M
|
$22.57 M
|
$22.33 M
|
$22.33 M
|
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