STEL
Income statement / Annual
Last year (2023), Stellar Bancorp, Inc.'s total revenue was $461.32 M,
an increase of 49.14% from the previous year.
In 2023, Stellar Bancorp, Inc.'s net income was $130.50 M.
See Stellar Bancorp, Inc.’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$461.32 M
|
$309.31 M
|
$140.64 M
|
$141.94 M
|
$152.88 M
|
$137.37 M
|
$120.34 M
|
$115.26 M
|
$109.87 M
|
| Cost of Revenue |
-$129.50 M |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| Gross Profit |
$590.82 M |
$309.31 M |
$140.64 M |
$141.94 M |
$152.88 M |
$137.37 M |
$120.34 M |
$115.26 M |
$109.87 M |
| Gross Profit Ratio |
1.28 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
| Research and Development
Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative
Expenses |
$168.07 M
|
$112.47 M
|
$79.01 M
|
$64.33 M
|
$64.87 M
|
$60.52 M
|
$56.17 M
|
$52.00 M
|
$49.18 M
|
| Selling & Marketing
Expenses |
$3.63 M
|
$2.46 M
|
$1.55 M
|
$1.50 M
|
$1.83 M
|
$1.82 M
|
$1.46 M
|
$789,404.00
|
$925,000.00
|
| Selling, General &
Administrative Expenses |
$171.69 M
|
$114.93 M
|
$80.57 M
|
$65.83 M
|
$66.70 M
|
$62.35 M
|
$57.64 M
|
$52.79 M
|
$50.11 M
|
| Other Expenses |
$289.63 M |
-$48.73 M |
-$175.69 M |
-$175.38 M |
-$157.50 M |
-$129.97 M |
-$121.71 M |
-$120.43 M |
-$117.40 M |
| Operating Expenses |
$11.58 M |
$6.04 M |
-$95.12 M |
-$109.55 M |
-$90.80 M |
-$67.62 M |
-$64.08 M |
-$67.63 M |
-$67.29 M |
| Cost And Expenses |
$437.94 M |
$6.04 M |
-$95.12 M |
-$109.55 M |
-$90.80 M |
-$67.62 M |
-$64.08 M |
-$67.63 M |
-$67.29 M |
| Interest Income |
$590.82 M |
$322.99 M |
$132.09 M |
$138.69 M |
$153.40 M |
$135.76 M |
$116.66 M |
$109.95 M |
$105.53 M |
| Interest Expense |
$154.06 M |
$34.04 M |
$5.93 M |
$10.09 M |
$17.41 M |
$11.10 M |
$8.89 M |
$8.40 M |
$7.65 M |
| Depreciation &
Amortization |
$34.47 M
|
$14.25 M
|
$7.55 M
|
$5.60 M
|
$5.44 M
|
$4.29 M
|
$4.43 M
|
$4.43 M
|
$4.95 M
|
| EBITDA |
$196.35 M
|
$0.00
|
$0.00
|
$38.00 M
|
$67.53 M
|
$62.95 M
|
$48.46 M
|
$43.65 M
|
$39.87 M
|
| EBITDA Ratio |
0.43 |
0.36 |
0.33 |
0.23 |
0.41 |
0.54 |
0.48 |
0.45 |
0.43 |
| Operating Income Ratio
|
0.38
|
0.31
|
0.32
|
0.23
|
0.41
|
0.51
|
0.47
|
0.41
|
0.39
|
| Total Other
Income/Expenses Net |
-$15.56 M
|
-$24.14 M
|
-$2.01 M
|
$0.00
|
-$32,000.00
|
$31,000.00
|
$1.32 M
|
$1.45 M
|
-$1.37 M
|
| Income Before Tax |
$161.88 M |
$62.52 M |
$45.52 M |
$32.40 M |
$62.09 M |
$58.65 M |
$44.02 M |
$39.22 M |
$34.93 M |
| Income Before Tax Ratio
|
0.35
|
0.2
|
0.32
|
0.23
|
0.41
|
0.43
|
0.37
|
0.34
|
0.32
|
| Income Tax Expense |
$31.39 M |
$11.09 M |
$9.92 M |
$6.03 M |
$11.57 M |
$11.36 M |
$16.45 M |
$12.01 M |
$10.79 M |
| Net Income |
$130.50 M |
$51.43 M |
$35.60 M |
$26.36 M |
$50.52 M |
$47.29 M |
$27.57 M |
$27.21 M |
$24.14 M |
| Net Income Ratio |
0.28 |
0.17 |
0.25 |
0.19 |
0.33 |
0.34 |
0.23 |
0.24 |
0.22 |
| EPS |
2.45 |
1.48 |
1.24 |
0.91 |
2.03 |
1.9 |
1.23 |
1.25 |
1.11 |
| EPS Diluted |
2.45 |
1.47 |
1.23 |
0.9 |
2.02 |
1.89 |
1.22 |
1.22 |
1.08 |
| Weighted Average Shares
Out |
$53.23 M
|
$34.74 M
|
$28.66 M
|
$28.96 M
|
$24.93 M
|
$24.86 M
|
$22.46 M
|
$21.84 M
|
$21.84 M
|
| Weighted Average Shares
Out Diluted |
$53.31 M
|
$35.01 M
|
$28.87 M
|
$29.14 M
|
$25.05 M
|
$25.02 M
|
$22.57 M
|
$22.33 M
|
$22.33 M
|
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