RCBC
Income statement / Annual
Last year (2025), River City Bank's total revenue was $281.98 M,
a decrease of 4.00% from the previous year.
In 2025, River City Bank's net income was $68.42 M.
See River City Bank,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$281.98 M |
$293.73 M |
$226.84 M |
$137.15 M |
$115.90 M |
$73.45 M |
$68.73 M |
$62.20 M |
$61.47 M |
$50.32 M |
| Cost of Revenue |
$142.41 M
|
$149.99 M
|
$93.10 M
|
$37.13 M
|
$12.60 M
|
-$19.46 M
|
$0.00
|
$0.00
|
-$10.29 M
|
-$8.18 M
|
| Gross Profit |
$139.57 M
|
$143.75 M
|
$133.74 M
|
$100.02 M
|
$103.30 M
|
$105.31 M
|
$62.73 M
|
$59.45 M
|
$71.76 M
|
$58.50 M
|
| Gross Profit Ratio |
0.49
|
0.49
|
0.59
|
0.73
|
0.89
|
1.43
|
0.91
|
0.96
|
1.17
|
1.16
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$30.62 M
|
$28.54 M
|
$0.00
|
$23.06 M
|
$3.16 M
|
$2.89 M
|
$2.51 M
|
$2.24 M
|
$2.32 M
|
$2.24 M
|
| Selling & Marketing Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$21.40 M
|
$21.26 M
|
$20.60 M
|
$18.94 M
|
$18.89 M
|
$18.90 M
|
| Selling, General & Administrative Expenses |
$30.62 M
|
$28.54 M
|
$0.00
|
$23.06 M
|
$24.56 M
|
$24.14 M
|
$23.11 M
|
$21.19 M
|
$21.21 M
|
$21.14 M
|
| Other Expenses |
$13.86 M
|
$11.56 M
|
$48.48 M
|
$9.84 M
|
$15.81 M
|
$4.71 M
|
$45.62 M
|
$62.20 M
|
$63.67 M
|
$54.28 M
|
| Operating Expenses |
$44.48 M
|
$40.09 M
|
$48.48 M
|
$32.90 M
|
$40.37 M
|
$28.86 M
|
$68.73 M
|
$62.20 M
|
$63.67 M
|
$54.28 M
|
| Cost And Expenses |
$186.89 M
|
$190.08 M
|
$141.59 M
|
$70.03 M
|
$24.56 M
|
$24.14 M
|
$68.73 M
|
$21.19 M
|
$21.21 M
|
$21.14 M
|
| Interest Income |
$284.25 M
|
$279.14 M
|
$213.97 M
|
$121.38 M
|
$102.82 M
|
$100.24 M
|
$86.60 M
|
$71.71 M
|
$62.33 M
|
$52.22 M
|
| Interest Expense |
$140.43 M
|
$142.45 M
|
$93.10 M
|
$18.72 M
|
$12.60 M
|
$20.07 M
|
$23.26 M
|
$15.44 M
|
$8.85 M
|
$4.87 M
|
| Depreciation & Amortization |
$0.00
|
-$7.68 M
|
$763.00 K
|
$4.48 M
|
$6.60 M
|
$2.70 M
|
$813.00 K
|
$2.24 M
|
$2.60 M
|
$4.23 M
|
| EBITDA |
$95.09 M |
$238.43 M |
$179.12 M |
$90.32 M |
$69.54 M |
$47.29 M |
$36.12 M |
$36.18 M |
$38.51 M |
$29.19 M |
| EBITDA Ratio |
0.34
|
0.81
|
0.79
|
0.66
|
0.6
|
0.64
|
0.53
|
0.58
|
0.63
|
0.58
|
| Operating Income Ratio |
0.34
|
0.35
|
0.38
|
0.49
|
0.54
|
0.67
|
0.51
|
0.62
|
0.58
|
0.58
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
-$5.31 M
|
-$4.71 M
|
-$9.00 K
|
-$4.32 M
|
-$4.35 M
|
-$4.21 M
|
| Income Before Tax |
$95.09 M
|
$103.66 M
|
$85.26 M
|
$67.12 M
|
$62.94 M
|
$44.59 M
|
$35.30 M
|
$33.94 M
|
$35.91 M
|
$24.96 M
|
| Income Before Tax Ratio |
0.34
|
0.35
|
0.38
|
0.49
|
0.54
|
0.61
|
0.51
|
0.55
|
0.58
|
0.5
|
| Income Tax Expense |
$26.68 M
|
$30.26 M
|
$24.92 M
|
$19.30 M
|
$18.46 M
|
$12.97 M
|
$9.99 M
|
$9.94 M
|
$19.23 M
|
$10.06 M
|
| Net Income |
$68.42 M
|
$73.40 M
|
$60.34 M
|
$47.82 M
|
$44.48 M
|
$31.63 M
|
$25.31 M
|
$24.01 M
|
$16.68 M
|
$14.90 M
|
| Net Income Ratio |
0.24
|
0.25
|
0.27
|
0.35
|
0.38
|
0.43
|
0.37
|
0.39
|
0.27
|
0.3
|
| EPS |
4.69 |
4.99 |
4.049 |
3.222 |
3.014 |
2.158 |
1.733 |
1.65 |
1.214 |
1.13 |
| EPS Diluted |
4.69 |
4.99 |
4.049 |
3.222 |
3.014 |
2.158 |
1.733 |
1.65 |
1.152 |
1.034 |
| Weighted Average Shares Out |
$14.58 M
|
$14.71 M
|
$14.90 M
|
$14.84 M
|
$14.76 M
|
$14.65 M
|
$14.61 M
|
$14.55 M
|
$13.20 M
|
$12.57 M
|
| Weighted Average Shares Out Diluted |
$14.58 M
|
$14.71 M
|
$14.90 M
|
$14.84 M
|
$14.76 M
|
$14.65 M
|
$14.61 M
|
$14.55 M
|
$14.48 M
|
$14.41 M
|
| Link |
|
|
|
|
|
|
|
|
|
|
