PBFS
Income statement / Annual
Last year (2025), Pioneer Bancorp, Inc.'s total revenue was $88.12 M,
a decrease of 10.72% from the previous year.
In 2025, Pioneer Bancorp, Inc.'s net income was $19.20 M.
See Pioneer Bancorp, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
| Period Ended |
12/31/2024 |
06/30/2024 |
06/30/2023 |
06/30/2022 |
06/30/2021 |
06/30/2020 |
06/30/2019 |
06/30/2018 |
06/30/2017 |
| Operating Revenue |
$88.12 M |
$98.70 M |
$85.18 M |
$57.92 M |
$59.68 M |
$69.20 M |
$68.57 M |
$59.29 M |
$48.52 M |
| Cost of Revenue |
$0.00
|
$24.50 M
|
$5.49 M
|
$914.00 K
|
$6.16 M
|
$11.52 M
|
$22.63 M
|
$5.16 M
|
$4.81 M
|
| Gross Profit |
$88.12 M
|
$74.19 M
|
$79.69 M
|
$57.00 M
|
$53.52 M
|
$57.68 M
|
$45.94 M
|
$54.13 M
|
$43.71 M
|
| Gross Profit Ratio |
1
|
0.75
|
0.94
|
0.98
|
0.9
|
0.83
|
0.67
|
0.91
|
0.9
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$11.69 M
|
$31.23 M
|
$29.19 M
|
$22.41 M
|
$27.78 M
|
$25.10 M
|
$23.32 M
|
$22.46 M
|
$22.03 M
|
| Selling & Marketing Expenses |
$956.00 K
|
$729.00 K
|
$825.00 K
|
$520.00 K
|
$618.00 K
|
$678.00 K
|
$925.00 K
|
$732.00 K
|
$669.00 K
|
| Selling, General & Administrative Expenses |
$12.65 M
|
$31.96 M
|
$30.01 M
|
$22.93 M
|
$28.39 M
|
$25.78 M
|
$24.25 M
|
$23.19 M
|
$22.70 M
|
| Other Expenses |
$42.61 M
|
$22.83 M
|
$21.82 M
|
$20.73 M
|
$22.46 M
|
$25.91 M
|
$13.64 M
|
$13.13 M
|
$12.66 M
|
| Operating Expenses |
$55.26 M
|
$54.78 M
|
$51.83 M
|
$43.66 M
|
$50.86 M
|
$51.69 M
|
$37.89 M
|
$36.33 M
|
$35.37 M
|
| Cost And Expenses |
$55.26 M
|
$79.29 M
|
$57.33 M
|
$44.58 M
|
$57.02 M
|
$63.21 M
|
$60.52 M
|
$41.48 M
|
$40.17 M
|
| Interest Income |
$0.00
|
$88.32 M
|
$71.03 M
|
$43.84 M
|
$43.93 M
|
$53.52 M
|
$54.16 M
|
$46.49 M
|
$37.62 M
|
| Interest Expense |
$0.00
|
$21.80 M
|
$5.49 M
|
$1.46 M
|
$2.11 M
|
$4.73 M
|
$4.48 M
|
$3.19 M
|
$2.41 M
|
| Depreciation & Amortization |
$0.00
|
$2.60 M
|
$2.70 M
|
$2.74 M
|
$2.86 M
|
$2.91 M
|
$2.81 M
|
$2.64 M
|
$1.96 M
|
| EBITDA |
$0.00 |
$22.01 M |
$30.55 M |
$16.08 M |
$5.52 M |
$8.90 M |
$10.86 M |
$20.45 M |
$10.31 M |
| EBITDA Ratio |
0
|
0.22
|
0.36
|
0.28
|
0.09
|
0.13
|
0.16
|
0.34
|
0.21
|
| Operating Income Ratio |
0.37
|
0.2
|
0.33
|
0.23
|
0.04
|
0.09
|
0.12
|
0.3
|
0.17
|
| Total Other Income/Expenses Net |
-$8.04 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$24.82 M
|
$19.41 M
|
$27.86 M
|
$13.34 M
|
$2.66 M
|
$6.00 M
|
$8.05 M
|
$17.81 M
|
$8.35 M
|
| Income Before Tax Ratio |
0.28
|
0.2
|
0.33
|
0.23
|
0.04
|
0.09
|
0.12
|
0.3
|
0.17
|
| Income Tax Expense |
$5.62 M
|
$4.15 M
|
$5.91 M
|
$3.06 M
|
$1.58 M
|
$797.00 K
|
$737.00 K
|
$6.31 M
|
$2.72 M
|
| Net Income |
$19.20 M
|
$15.26 M
|
$21.95 M
|
$10.28 M
|
$1.08 M
|
$5.20 M
|
$7.31 M
|
$11.50 M
|
$5.63 M
|
| Net Income Ratio |
0.22
|
0.15
|
0.26
|
0.18
|
0.02
|
0.08
|
0.11
|
0.19
|
0.12
|
| EPS |
0.77 |
0.61 |
0.87 |
0.41 |
0.043 |
0.21 |
0.65 |
1.03 |
0.5 |
| EPS Diluted |
0.76 |
0.61 |
0.87 |
0.41 |
0.043 |
0.21 |
0.65 |
1.03 |
0.5 |
| Weighted Average Shares Out |
$25.26 M
|
$25.19 M
|
$25.17 M
|
$25.13 M
|
$25.07 M
|
$25.01 M
|
$11.17 M
|
$11.17 M
|
$11.17 M
|
| Weighted Average Shares Out Diluted |
$25.10 M
|
$25.22 M
|
$25.17 M
|
$25.13 M
|
$25.07 M
|
$25.01 M
|
$11.17 M
|
$11.17 M
|
$11.17 M
|
| Link |
|
|
|
|
|
|
|
|
|
