NWFL
Income statement / Annual
Last year (2023), Norwood Financial Corp.'s total revenue was $64.64 M,
a decrease of 17.47% from the previous year.
In 2023, Norwood Financial Corp.'s net income was $16.76 M.
See Norwood Financial Corp.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
FY-2014
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
12/31/2014 |
| Operating Revenue |
$64.64 M
|
$78.33 M
|
$73.64 M
|
$58.26 M
|
$45.38 M
|
$43.90 M
|
$41.82 M
|
$33.77 M
|
$29.22 M
|
$29.67 M
|
| Cost of Revenue |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| Gross Profit |
$64.64 M |
$78.33 M |
$73.64 M |
$58.26 M |
$45.38 M |
$43.90 M |
$41.82 M |
$33.77 M |
$29.22 M |
$29.67 M |
| Gross Profit Ratio |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
| Research and Development
Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative
Expenses |
$24.55 M
|
$22.68 M
|
$23.70 M
|
$19.98 M
|
$16.68 M
|
$15.79 M
|
$14.58 M
|
$12.68 M
|
$9.89 M
|
$9.97 M
|
| Selling & Marketing
Expenses |
$630,000.00
|
$516,000.00
|
$473,000.00
|
$385,000.00
|
$267,000.00
|
$257,000.00
|
$268,000.00
|
$283,000.00
|
$240,000.00
|
$224,000.00
|
| Selling, General &
Administrative Expenses |
$25.18 M
|
$23.20 M
|
$23.70 M
|
$19.98 M
|
$16.68 M
|
$15.79 M
|
$14.58 M
|
$12.68 M
|
$9.89 M
|
$9.97 M
|
| Other Expenses |
$0.00 |
-$12.92 M |
-$66.48 M |
-$59.87 M |
-$45.24 M |
-$38.80 M |
-$36.65 M |
-$34.20 M |
-$28.31 M |
-$26.16 M |
| Operating Expenses |
$35.28 M |
$2.24 M |
-$42.78 M |
-$39.89 M |
-$28.56 M |
-$22.04 M |
-$22.07 M |
-$21.52 M |
-$18.42 M |
-$16.20 M |
| Cost And Expenses |
$35.28 M |
$2.24 M |
-$42.78 M |
-$39.89 M |
-$28.56 M |
-$22.04 M |
-$22.07 M |
-$21.52 M |
-$18.42 M |
-$16.20 M |
| Interest Income |
$95.54 M |
$75.67 M |
$71.07 M |
$58.46 M |
$47.28 M |
$42.50 M |
$38.99 M |
$32.24 M |
$27.78 M |
$27.77 M |
| Interest Expense |
$33.47 M |
$7.27 M |
$5.76 M |
$7.98 M |
$8.68 M |
$5.66 M |
$4.08 M |
$3.65 M |
$3.26 M |
$3.21 M |
| Depreciation &
Amortization |
$1.46 M
|
$1.57 M
|
$1.60 M
|
$1.44 M
|
$1.11 M
|
$1.02 M
|
$1.07 M
|
$848,000.00
|
$656,000.00
|
$693,000.00
|
| EBITDA |
$22.61 M
|
$37.96 M
|
$32.46 M
|
$19.80 M
|
$17.93 M
|
$17.23 M
|
$15.82 M
|
$9.44 M
|
$8.20 M
|
$10.96 M
|
| EBITDA Ratio |
0.35 |
0.58 |
0.42 |
0.32 |
0.37 |
0.52 |
0.48 |
0.39 |
0.39 |
0.48 |
| Operating Income Ratio
|
0.33
|
0.56
|
0.42
|
0.32
|
0.37
|
0.5
|
0.47
|
0.36
|
0.37
|
0.45
|
| Total Other
Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
-$2.05 M
|
-$4.85 M
|
-$4.88 M
|
-$5.43 M
|
-$6.55 M
|
-$4.13 M
|
-$4.76 M
|
| Income Before Tax |
$21.15 M |
$36.39 M |
$30.86 M |
$18.37 M |
$16.82 M |
$16.20 M |
$14.75 M |
$8.60 M |
$7.54 M |
$10.26 M |
| Income Before Tax Ratio
|
0.33
|
0.46
|
0.42
|
0.32
|
0.37
|
0.37
|
0.35
|
0.25
|
0.26
|
0.35
|
| Income Tax Expense |
$4.39 M |
$7.15 M |
$5.95 M |
$3.29 M |
$2.61 M |
$2.55 M |
$6.55 M |
$1.88 M |
$1.63 M |
$2.61 M |
| Net Income |
$16.76 M |
$29.23 M |
$24.92 M |
$15.08 M |
$14.22 M |
$13.65 M |
$8.20 M |
$6.71 M |
$5.91 M |
$7.66 M |
| Net Income Ratio |
0.26 |
0.37 |
0.34 |
0.26 |
0.31 |
0.31 |
0.2 |
0.2 |
0.2 |
0.26 |
| EPS |
2.07 |
3.59 |
3.05 |
2.09 |
2.27 |
2.19 |
1.32 |
1.16 |
1.07 |
1.4 |
| EPS Diluted |
2.07 |
3.58 |
3.04 |
2.09 |
2.24 |
2.17 |
1.31 |
1.15 |
1.07 |
1.4 |
| Weighted Average Shares
Out |
$8.10 M
|
$8.14 M
|
$8.18 M
|
$7.20 M
|
$6.26 M
|
$6.23 M
|
$6.21 M
|
$5.79 M
|
$5.52 M
|
$5.47 M
|
| Weighted Average Shares
Out Diluted |
$8.08 M
|
$8.18 M
|
$8.20 M
|
$7.23 M
|
$6.33 M
|
$6.29 M
|
$6.26 M
|
$5.82 M
|
$5.54 M
|
$5.47 M
|
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