CZFS
Income statement / Annual
Last year (2024), Citizens Financial Services, Inc.'s total revenue was $168.62 M,
an increase of 21.55% from the previous year.
In 2024, Citizens Financial Services, Inc.'s net income was $27.82 M.
See Citizens Financial Services, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$168.62 M |
$138.72 M |
$93.10 M |
$85.52 M |
$81.27 M |
$70.37 M |
$64.49 M |
$56.75 M |
$50.90 M |
$43.08 M |
| Cost of Revenue |
$70.45 M
|
$52.39 M
|
$12.91 M
|
$8.66 M
|
$10.51 M
|
$13.72 M
|
$11.50 M
|
$8.38 M
|
$6.56 M
|
$5.30 M
|
| Gross Profit |
$98.17 M
|
$86.34 M
|
$80.19 M
|
$76.87 M
|
$71.21 M
|
$56.65 M
|
$52.99 M
|
$48.09 M
|
$44.34 M
|
$37.78 M
|
| Gross Profit Ratio |
0.58
|
0.62
|
0.86
|
0.9
|
0.88
|
0.81
|
0.82
|
0.85
|
0.87
|
0.88
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$41.34 M
|
$36.47 M
|
$28.51 M
|
$26.42 M
|
$24.67 M
|
$20.53 M
|
$19.51 M
|
$18.04 M
|
$16.98 M
|
$12.97 M
|
| Selling & Marketing Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Selling, General & Administrative Expenses |
$41.34 M
|
$36.47 M
|
$28.51 M
|
$26.42 M
|
$24.67 M
|
$20.53 M
|
$19.51 M
|
$18.04 M
|
$17.11 M
|
$12.97 M
|
| Other Expenses |
$23.14 M
|
$28.36 M
|
$16.18 M
|
$15.13 M
|
$16.18 M
|
$12.81 M
|
$12.05 M
|
$11.27 M
|
$11.57 M
|
$10.46 M
|
| Operating Expenses |
$64.48 M
|
$64.82 M
|
$44.69 M
|
$41.55 M
|
$40.85 M
|
$33.34 M
|
$31.56 M
|
$29.31 M
|
$28.67 M
|
$23.43 M
|
| Cost And Expenses |
$134.93 M
|
$117.21 M
|
$57.60 M
|
$50.21 M
|
$51.35 M
|
$47.06 M
|
$43.06 M
|
$37.69 M
|
$35.23 M
|
$28.73 M
|
| Interest Income |
$152.77 M
|
$125.71 M
|
$82.73 M
|
$72.84 M
|
$69.90 M
|
$61.48 M
|
$56.31 M
|
$47.82 M
|
$42.72 M
|
$35.44 M
|
| Interest Expense |
$67.86 M
|
$46.86 M
|
$11.22 M
|
$7.11 M
|
$8.11 M
|
$12.04 M
|
$9.57 M
|
$5.84 M
|
$5.04 M
|
$4.82 M
|
| Depreciation & Amortization |
$1.81 M
|
$1.52 M
|
$1.03 M
|
$1.11 M
|
$1.14 M
|
$1.04 M
|
$387.00 K
|
$200.00 K
|
$320.00 K
|
$464.00 K
|
| EBITDA |
$35.49 M |
$23.04 M |
$36.53 M |
$36.43 M |
$31.50 M |
$24.35 M |
$21.82 M |
$19.26 M |
$15.99 M |
$14.81 M |
| EBITDA Ratio |
0.21
|
0.17
|
0.39
|
0.43
|
0.39
|
0.35
|
0.34
|
0.34
|
0.31
|
0.34
|
| Operating Income Ratio |
0.2
|
0.16
|
0.38
|
0.41
|
0.37
|
0.33
|
0.33
|
0.34
|
0.31
|
0.33
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$33.68 M
|
$21.52 M
|
$35.50 M
|
$35.32 M
|
$30.37 M
|
$23.31 M
|
$21.44 M
|
$19.06 M
|
$15.67 M
|
$14.35 M
|
| Income Before Tax Ratio |
0.2
|
0.16
|
0.38
|
0.41
|
0.37
|
0.33
|
0.33
|
0.34
|
0.31
|
0.33
|
| Income Tax Expense |
$5.87 M
|
$3.70 M
|
$6.44 M
|
$6.20 M
|
$5.26 M
|
$3.82 M
|
$3.40 M
|
$6.03 M
|
$3.03 M
|
$2.72 M
|
| Net Income |
$27.82 M
|
$17.81 M
|
$29.06 M
|
$29.12 M
|
$25.10 M
|
$19.49 M
|
$18.03 M
|
$13.03 M
|
$12.64 M
|
$11.63 M
|
| Net Income Ratio |
0.16
|
0.13
|
0.31
|
0.34
|
0.31
|
0.28
|
0.28
|
0.23
|
0.25
|
0.27
|
| EPS |
5.86 |
4.02 |
7.17 |
7.16 |
6.34 |
5.27 |
4.84 |
3.49 |
3.36 |
3.39 |
| EPS Diluted |
5.85 |
4.02 |
7.17 |
7.16 |
6.33 |
5.26 |
4.84 |
3.49 |
3.36 |
3.37 |
| Weighted Average Shares Out |
$4.75 M
|
$4.43 M
|
$4.05 M
|
$4.07 M
|
$3.96 M
|
$3.70 M
|
$3.72 M
|
$3.73 M
|
$3.76 M
|
$3.43 M
|
| Weighted Average Shares Out Diluted |
$4.76 M
|
$4.43 M
|
$4.05 M
|
$4.07 M
|
$3.96 M
|
$3.70 M
|
$3.72 M
|
$3.73 M
|
$3.76 M
|
$3.45 M
|
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