CZFS
Income statement / Annual
Last year (2023), Citizens Financial Services, Inc.'s total revenue was $86.34 M,
an increase of 5.45% from the previous year.
In 2023, Citizens Financial Services, Inc.'s net income was $17.81 M.
See Citizens Financial Services, Inc.’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
FY-2014
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
12/31/2014 |
| Operating Revenue |
$86.34 M
|
$81.87 M
|
$78.42 M
|
$73.61 M
|
$58.33 M
|
$54.92 M
|
$50.91 M
|
$45.86 M
|
$38.26 M
|
$37.69 M
|
| Cost of Revenue |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| Gross Profit |
$86.34 M |
$81.87 M |
$78.42 M |
$73.61 M |
$58.33 M |
$54.92 M |
$50.91 M |
$45.86 M |
$38.26 M |
$37.69 M |
| Gross Profit Ratio |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
| Research and Development
Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative
Expenses |
$3.75 M
|
$28.51 M
|
$27.75 M
|
$25.82 M
|
$20.53 M
|
$19.51 M
|
$17.84 M
|
$16.98 M
|
$12.97 M
|
$11.97 M
|
| Selling & Marketing
Expenses |
$39.94 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Selling, General &
Administrative Expenses |
$36.47 M
|
$28.51 M
|
$27.75 M
|
$25.82 M
|
$20.53 M
|
$19.51 M
|
$17.84 M
|
$16.98 M
|
$12.97 M
|
$11.97 M
|
| Other Expenses |
$0.00 |
-$62.79 M |
-$70.85 M |
-$69.07 M |
-$55.55 M |
-$8.81 M |
-$7.74 M |
-$8.64 M |
$0.00 |
$0.00 |
| Operating Expenses |
$91.87 M |
-$34.28 M |
-$43.10 M |
-$43.25 M |
-$35.02 M |
$19.51 M |
$17.84 M |
$16.98 M |
$12.97 M |
$11.97 M |
| Cost And Expenses |
$43.68 M |
-$34.28 M |
-$43.10 M |
-$43.25 M |
-$35.02 M |
$19.51 M |
$17.84 M |
$16.98 M |
$12.97 M |
$11.97 M |
| Interest Income |
$125.71 M |
$82.73 M |
$72.84 M |
$69.90 M |
$61.48 M |
$56.31 M |
$47.82 M |
$42.72 M |
$35.44 M |
$35.10 M |
| Interest Expense |
$46.86 M |
$11.22 M |
$7.11 M |
$8.11 M |
$12.04 M |
$9.57 M |
$5.84 M |
$5.04 M |
$4.82 M |
$4.95 M |
| Depreciation &
Amortization |
$1.52 M
|
$1.03 M
|
$1.11 M
|
$1.14 M
|
$1.04 M
|
$1.05 M
|
$1.07 M
|
$1.09 M
|
$464,000.00
|
$472,000.00
|
| EBITDA |
$23.04 M
|
$36.53 M
|
$36.43 M
|
$31.50 M
|
$24.35 M
|
$21.82 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| EBITDA Ratio |
0.27 |
0.58 |
0.45 |
0.42 |
0.4 |
0.57 |
0.49 |
0.46 |
0.51 |
0.59 |
| Operating Income Ratio
|
0.36
|
0.58
|
0.45
|
0.41
|
0.4
|
0.56
|
0.49
|
0.45
|
0.5
|
0.58
|
| Total Other
Income/Expenses Net |
-$9.27 M
|
$0.00
|
$0.00
|
-$2.18 M
|
-$466,000.00
|
$0.00
|
-$6.82 M
|
-$8.39 M
|
-$1.10 M
|
-$6.19 M
|
| Income Before Tax |
$21.52 M |
$35.50 M |
$35.32 M |
$30.37 M |
$23.31 M |
$21.44 M |
$19.06 M |
$15.67 M |
$14.35 M |
$16.94 M |
| Income Before Tax Ratio
|
0.25
|
0.43
|
0.45
|
0.41
|
0.4
|
0.39
|
0.37
|
0.34
|
0.38
|
0.45
|
| Income Tax Expense |
$3.70 M |
$6.44 M |
$6.20 M |
$5.26 M |
$3.82 M |
$3.40 M |
$6.03 M |
$3.03 M |
$2.72 M |
$3.56 M |
| Net Income |
$17.81 M |
$29.06 M |
$29.12 M |
$25.10 M |
$19.49 M |
$18.03 M |
$13.03 M |
$12.64 M |
$11.63 M |
$13.39 M |
| Net Income Ratio |
0.21 |
0.35 |
0.37 |
0.34 |
0.33 |
0.33 |
0.26 |
0.28 |
0.3 |
0.36 |
| EPS |
4.06 |
7.25 |
7.24 |
6.4 |
5.32 |
4.89 |
3.53 |
3.4 |
3.39 |
3.91 |
| EPS Diluted |
4.06 |
7.25 |
7.24 |
6.4 |
5.32 |
4.89 |
3.53 |
3.4 |
3.39 |
3.91 |
| Weighted Average Shares
Out |
$4.38 M
|
$4.01 M
|
$4.02 M
|
$3.92 M
|
$3.66 M
|
$3.69 M
|
$3.69 M
|
$3.72 M
|
$3.43 M
|
$3.42 M
|
| Weighted Average Shares
Out Diluted |
$4.38 M
|
$4.01 M
|
$4.02 M
|
$3.92 M
|
$3.67 M
|
$3.69 M
|
$3.70 M
|
$3.72 M
|
$3.43 M
|
$3.42 M
|
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