CASH
Income statement / Annual
Last year (2025), Pathward Financial, Inc.'s total revenue was $328.10 M,
a decrease of 47.60% from the previous year.
In 2025, Pathward Financial, Inc.'s net income was $185.87 M.
See Pathward Financial, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
09/30/2025 |
09/30/2024 |
09/30/2023 |
09/30/2022 |
09/30/2021 |
09/30/2020 |
09/30/2019 |
09/30/2018 |
09/30/2017 |
09/30/2016 |
| Operating Revenue |
$328.10 M |
$626.20 M |
$588.25 M |
$523.40 M |
$515.13 M |
$477.04 M |
$513.97 M |
$303.21 M |
$241.02 M |
$151.26 M |
| Cost of Revenue |
$0.00
|
$63.89 M
|
$68.23 M
|
$61.66 M
|
$56.63 M
|
$98.58 M
|
$117.17 M
|
$57.42 M
|
$25.46 M
|
$8.70 M
|
| Gross Profit |
$0.00
|
$562.30 M
|
$520.02 M
|
$461.73 M
|
$458.50 M
|
$378.46 M
|
$396.80 M
|
$245.79 M
|
$215.56 M
|
$142.56 M
|
| Gross Profit Ratio |
0
|
0.9
|
0.88
|
0.88
|
0.89
|
0.79
|
0.77
|
0.81
|
0.89
|
0.94
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$0.00
|
$201.47 M
|
$184.32 M
|
$171.13 M
|
$151.09 M
|
$136.25 M
|
$155.81 M
|
$109.04 M
|
$90.18 M
|
$63.01 M
|
| Selling & Marketing Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$2.69 M
|
$0.00
|
$2.12 M
|
$1.97 M
|
| Selling, General & Administrative Expenses |
$0.00
|
$201.47 M
|
$184.32 M
|
$171.13 M
|
$151.09 M
|
$136.25 M
|
$155.81 M
|
$109.04 M
|
$92.29 M
|
$64.98 M
|
| Other Expenses |
$0.00
|
$162.04 M
|
$153.57 M
|
$110.30 M
|
$150.97 M
|
$127.21 M
|
$143.04 M
|
$79.34 M
|
$68.11 M
|
$38.76 M
|
| Operating Expenses |
$0.00
|
$363.51 M
|
$337.89 M
|
$281.43 M
|
$302.06 M
|
$263.45 M
|
$298.86 M
|
$188.38 M
|
$160.41 M
|
$103.74 M
|
| Cost And Expenses |
$0.00
|
$427.40 M
|
$406.12 M
|
$343.09 M
|
$358.69 M
|
$362.03 M
|
$416.03 M
|
$245.80 M
|
$185.87 M
|
$112.43 M
|
| Interest Income |
$0.00
|
$476.35 M
|
$398.74 M
|
$329.44 M
|
$285.85 M
|
$292.84 M
|
$325.73 M
|
$158.53 M
|
$108.10 M
|
$81.40 M
|
| Interest Expense |
$0.00
|
$21.23 M
|
$10.87 M
|
$4.87 M
|
$6.86 M
|
$33.80 M
|
$61.52 M
|
$27.99 M
|
$14.87 M
|
$4.09 M
|
| Depreciation & Amortization |
$0.00
|
$57.77 M
|
$64.96 M
|
$61.60 M
|
$59.05 M
|
$60.75 M
|
$55.15 M
|
$37.72 M
|
$45.05 M
|
-$22.00 K
|
| EBITDA |
$208.01 M |
$256.56 M |
$247.09 M |
$241.90 M |
$215.49 M |
$175.75 M |
$153.09 M |
$95.13 M |
$100.20 M |
$38.80 M |
| EBITDA Ratio |
0.63
|
0.41
|
0.42
|
0.46
|
0.42
|
0.37
|
0.3
|
0.31
|
0.42
|
0.26
|
| Operating Income Ratio |
0.63
|
0.32
|
0.31
|
0.34
|
0.3
|
0.24
|
0.19
|
0.19
|
0.23
|
0.26
|
| Total Other Income/Expenses Net |
$15.04 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$223.05 M
|
$198.79 M
|
$182.13 M
|
$180.30 M
|
$156.45 M
|
$115.01 M
|
$97.94 M
|
$57.41 M
|
$55.15 M
|
$38.82 M
|
| Income Before Tax Ratio |
0.68
|
0.32
|
0.31
|
0.34
|
0.3
|
0.24
|
0.19
|
0.19
|
0.23
|
0.26
|
| Income Tax Expense |
$36.27 M
|
$29.14 M
|
$16.32 M
|
$26.20 M
|
$10.70 M
|
$5.66 M
|
-$3.37 M
|
$5.12 M
|
$10.23 M
|
$5.60 M
|
| Net Income |
$185.87 M
|
$168.36 M
|
$163.62 M
|
$151.13 M
|
$141.71 M
|
$104.72 M
|
$97.00 M
|
$51.62 M
|
$44.92 M
|
$33.22 M
|
| Net Income Ratio |
0.57
|
0.27
|
0.28
|
0.29
|
0.28
|
0.22
|
0.19
|
0.17
|
0.19
|
0.22
|
| EPS |
7.91 |
6.63 |
6.01 |
5.26 |
4.38 |
2.94 |
2.49 |
1.68 |
1.62 |
1.32 |
| EPS Diluted |
7.87 |
6.62 |
5.99 |
5.26 |
4.38 |
2.94 |
2.49 |
1.67 |
1.61 |
1.31 |
| Weighted Average Shares Out |
$23.40 M
|
$25.17 M
|
$26.83 M
|
$29.23 M
|
$31.73 M
|
$35.65 M
|
$38.88 M
|
$30.74 M
|
$27.74 M
|
$25.23 M
|
| Weighted Average Shares Out Diluted |
$23.52 M
|
$25.20 M
|
$26.93 M
|
$29.23 M
|
$31.75 M
|
$35.65 M
|
$38.92 M
|
$30.85 M
|
$27.91 M
|
$25.36 M
|
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