ASRV
Income statement / Annual
Last year (2025), Ameriserv Financial Inc's total revenue was $88.34 M,
an increase of 4.57% from the previous year.
In 2025, Ameriserv Financial Inc's net income was $5.61 M.
See Ameriserv Financial Inc,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$88.34 M |
$84.48 M |
$77.25 M |
$65.75 M |
$64.43 M |
$63.16 M |
$64.54 M |
$61.32 M |
$59.00 M |
$56.51 M |
| Cost of Revenue |
$33.21 M
|
$31.34 M
|
$32.27 M
|
$8.55 M
|
$8.69 M
|
$12.89 M
|
$15.13 M
|
$11.00 M
|
$9.60 M
|
$11.69 M
|
| Gross Profit |
$55.13 M
|
$53.14 M
|
$44.98 M
|
$57.21 M
|
$55.74 M
|
$50.27 M
|
$49.42 M
|
$50.32 M
|
$49.41 M
|
$44.82 M
|
| Gross Profit Ratio |
0.62
|
0.63
|
0.58
|
0.87
|
0.87
|
0.8
|
0.77
|
0.82
|
0.84
|
0.79
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$33.48 M
|
$29.41 M
|
$30.34 M
|
$29.01 M
|
$28.50 M
|
$28.59 M
|
$26.13 M
|
$25.59 M
|
$25.22 M
|
$24.96 M
|
| Selling & Marketing Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Selling, General & Administrative Expenses |
$33.48 M
|
$29.41 M
|
$30.34 M
|
$29.01 M
|
$28.50 M
|
$28.59 M
|
$26.13 M
|
$25.59 M
|
$25.22 M
|
$24.96 M
|
| Other Expenses |
$14.85 M
|
$19.33 M
|
$19.03 M
|
$19.00 M
|
$18.47 M
|
$15.87 M
|
$15.68 M
|
$15.28 M
|
$15.50 M
|
$16.66 M
|
| Operating Expenses |
$48.34 M
|
$48.74 M
|
$49.37 M
|
$48.00 M
|
$46.97 M
|
$44.46 M
|
$41.82 M
|
$40.87 M
|
$40.73 M
|
$41.62 M
|
| Cost And Expenses |
$81.55 M
|
$80.08 M
|
$81.64 M
|
$56.55 M
|
$55.66 M
|
$57.35 M
|
$56.94 M
|
$51.87 M
|
$50.32 M
|
$53.30 M
|
| Interest Income |
$71.35 M
|
$66.51 M
|
$60.86 M
|
$49.06 M
|
$46.67 M
|
$46.88 M
|
$49.77 M
|
$47.09 M
|
$44.36 M
|
$41.87 M
|
| Interest Expense |
$29.09 M
|
$30.46 M
|
$24.84 M
|
$8.50 M
|
$7.59 M
|
$10.52 M
|
$14.33 M
|
$11.60 M
|
$8.80 M
|
$7.74 M
|
| Depreciation & Amortization |
$0.00
|
$2.08 M
|
$2.07 M
|
$2.10 M
|
$2.04 M
|
$2.00 M
|
$1.87 M
|
$1.53 M
|
$1.67 M
|
$1.80 M
|
| EBITDA |
$6.80 M |
$6.48 M |
-$2.31 M |
$11.30 M |
$10.81 M |
$7.81 M |
$9.47 M |
$10.98 M |
$10.35 M |
$5.01 M |
| EBITDA Ratio |
0.08
|
0.08
|
-0.03
|
0.17
|
0.17
|
0.12
|
0.15
|
0.18
|
0.18
|
0.09
|
| Operating Income Ratio |
0.08
|
0.05
|
-0.06
|
0.14
|
0.14
|
0.09
|
0.12
|
0.15
|
0.15
|
0.06
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$6.80 M
|
$4.40 M
|
-$4.39 M
|
$9.20 M
|
$8.77 M
|
$5.81 M
|
$7.60 M
|
$9.45 M
|
$8.68 M
|
$3.21 M
|
| Income Before Tax Ratio |
0.08
|
0.05
|
-0.06
|
0.14
|
0.14
|
0.09
|
0.12
|
0.15
|
0.15
|
0.06
|
| Income Tax Expense |
$1.18 M
|
$798.00 K
|
-$1.04 M
|
$1.75 M
|
$1.70 M
|
$1.21 M
|
$1.57 M
|
$1.68 M
|
$5.39 M
|
$897.00 K
|
| Net Income |
$5.61 M
|
$3.60 M
|
-$3.35 M
|
$7.45 M
|
$7.07 M
|
$4.60 M
|
$6.03 M
|
$7.77 M
|
$3.29 M
|
$2.31 M
|
| Net Income Ratio |
0.06
|
0.04
|
-0.04
|
0.11
|
0.11
|
0.07
|
0.09
|
0.13
|
0.06
|
0.04
|
| EPS |
0.34 |
0.21 |
-0.2 |
0.44 |
0.41 |
0.27 |
0.35 |
0.43 |
0.18 |
0.12 |
| EPS Diluted |
0.34 |
0.21 |
-0.2 |
0.43 |
0.41 |
0.27 |
0.35 |
0.43 |
0.18 |
0.12 |
| Weighted Average Shares Out |
$16.52 M
|
$16.80 M
|
$17.14 M
|
$17.11 M
|
$17.07 M
|
$17.05 M
|
$17.36 M
|
$17.93 M
|
$18.50 M
|
$18.90 M
|
| Weighted Average Shares Out Diluted |
$16.53 M
|
$16.80 M
|
$17.14 M
|
$17.15 M
|
$17.11 M
|
$17.06 M
|
$17.44 M
|
$18.04 M
|
$18.60 M
|
$18.96 M
|
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