XYF
Income statement / Annual
Last year (2024), X Financial's total revenue was $2.56 B,
a decrease of 46.85% from the previous year.
In 2024, X Financial's net income was $1.54 B.
See X Financial,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$2.56 B |
$4.81 B |
$1.54 B |
$1.51 B |
-$61.50 M |
$1.28 B |
$3.54 B |
$1.00 B |
-$39.17 M |
| Cost of Revenue |
$0.00
|
$3.10 B
|
$2.03 B
|
$2.04 B
|
$2.32 B
|
$1.81 B
|
$1.23 B
|
$760.14 M
|
$259.05 M
|
| Gross Profit |
$2.56 B
|
$1.72 B
|
-$488.13 M
|
-$527.09 M
|
-$2.38 B
|
-$531.09 M
|
$2.31 B
|
$243.44 M
|
-$298.22 M
|
| Gross Profit Ratio |
1
|
0.36
|
-0.32
|
-0.35
|
38.67
|
-0.42
|
0.65
|
0.24
|
7.61
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$175.93 M
|
$186.52 M
|
$171.52 M
|
$187.86 M
|
$179.23 M
|
$227.48 M
|
$220.02 M
|
$98.24 M
|
$61.71 M
|
| Selling & Marketing Expenses |
$0.00
|
$12.54 M
|
$15.45 M
|
$20.83 M
|
$35.63 M
|
$103.16 M
|
$205.73 M
|
$76.58 M
|
$38.21 M
|
| Selling, General & Administrative Expenses |
$175.93 M
|
$199.05 M
|
$186.97 M
|
$208.69 M
|
$214.85 M
|
$330.64 M
|
$425.75 M
|
$174.82 M
|
$99.92 M
|
| Other Expenses |
-$175.93 M
|
$66.93 M
|
$40.72 M
|
$32.51 M
|
$970.22 M
|
$26.08 M
|
$216.36 M
|
$89,690.00
|
-$9,270.00
|
| Operating Expenses |
$0.00
|
$278.22 M
|
-$1.68 B
|
-$1.72 B
|
-$769.83 M
|
-$1.34 B
|
$1.22 B
|
$174.91 M
|
$99.91 M
|
| Cost And Expenses |
$0.00
|
$3.38 B
|
$227.70 M
|
$241.20 M
|
$227.56 M
|
$356.72 M
|
$423.26 M
|
$174.91 M
|
$99.91 M
|
| Interest Income |
$1.37 B
|
$1.12 B
|
$970.03 M
|
$691.61 M
|
$634.59 M
|
$427.79 M
|
$80.33 M
|
$134.37 M
|
$30.76 M
|
| Interest Expense |
$1.58 B
|
$1.37 B
|
$0.00
|
$0.00
|
$0.00
|
$235.00
|
$222.00
|
$0.00
|
$0.00
|
| Depreciation & Amortization |
$7.20 M
|
$5.26 M
|
$6.65 M
|
$8.14 M
|
$11.92 M
|
$11.38 M
|
$9.64 M
|
$5.37 M
|
$3.06 M
|
| EBITDA |
$0.00 |
$1.51 B |
$1.08 B |
$1.31 B |
$0.00 |
$831.71 M |
$0.00 |
$0.00 |
-$133.71 M |
| EBITDA Ratio |
0
|
0.31
|
0.7
|
0.87
|
0
|
0.65
|
0
|
0
|
3.41
|
| Operating Income Ratio |
0
|
0.31
|
0.78
|
0.79
|
26.15
|
0.64
|
0.31
|
0.5
|
3.49
|
| Total Other Income/Expenses Net |
$1.89 B
|
-$73.64 M
|
$28.75 M
|
-$3.34 M
|
$6.85 M
|
-$148.66 M
|
-$8.11 M
|
-$23.12 M
|
-$10.43 M
|
| Income Before Tax |
$1.89 B
|
$1.44 B
|
$1.22 B
|
$1.19 B
|
-$1.60 B
|
$663.92 M
|
$1.08 B
|
$478.58 M
|
-$147.20 M
|
| Income Before Tax Ratio |
0.74
|
0.3
|
0.8
|
0.79
|
26.04
|
0.52
|
0.31
|
0.48
|
3.76
|
| Income Tax Expense |
$405.70 M
|
$249.44 M
|
$389.36 M
|
$368.74 M
|
-$299.88 M
|
-$93.10 M
|
$209.92 M
|
$138.25 M
|
-$27.02 M
|
| Net Income |
$1.54 B
|
$1.19 B
|
$812.00 M
|
$825.41 M
|
-$1.31 B
|
$774.28 M
|
$883.11 M
|
$340.28 M
|
-$119.57 M
|
| Net Income Ratio |
0.6
|
0.25
|
0.53
|
0.55
|
21.28
|
0.61
|
0.25
|
0.34
|
3.05
|
| EPS |
26.64 |
148.26 |
92.52 |
90.36 |
-145.86 |
88.86 |
104.76 |
40.56 |
-14.22 |
| EPS Diluted |
26.28 |
146.88 |
621.6 |
88.2 |
-145.86 |
87.18 |
104.58 |
40.56 |
-14.22 |
| Weighted Average Shares Out |
$8.02 M
|
$8.00 M
|
$8.79 M
|
$9.15 M
|
$8.92 M
|
$8.72 M
|
$7.96 M
|
$7.75 M
|
$6.61 M
|
| Weighted Average Shares Out Diluted |
$8.15 M
|
$8.08 M
|
$8.96 M
|
$9.36 M
|
$8.92 M
|
$8.88 M
|
$8.44 M
|
$7.77 M
|
$6.61 M
|
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