XYF
Income statement / Annual
Last year (2023), X Financial's total revenue was $1.89 B,
an increase of 22.67% from the previous year.
In 2023, X Financial's net income was $1.19 B.
See X Financial’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$1.89 B
|
$1.54 B
|
$1.51 B
|
-$61.50 M
|
$1.28 B
|
$2.17 B
|
$1.00 B
|
-$39.17 M
|
| Cost of Revenue |
$3.10 B |
$2.29 B |
$2.04 B |
$2.32 B |
$1.70 B |
$1.23 B |
$760.14 M |
$259.05 M |
| Gross Profit |
-$1.21 B |
-$747.91 M |
-$527.09 M |
-$2.38 B |
-$417.41 M |
$940.58 M |
$243.44 M |
-$298.22 M |
| Gross Profit Ratio |
-0.64 |
-0.49 |
-0.35 |
38.67 |
-0.33 |
0.43 |
0.24 |
7.61 |
| Research and Development
Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative
Expenses |
$186.52 M
|
$171.52 M
|
$187.86 M
|
$179.23 M
|
$227.48 M
|
$220.02 M
|
$98.24 M
|
$61.71 M
|
| Selling & Marketing
Expenses |
$12.54 M
|
$15.45 M
|
$20.83 M
|
$35.63 M
|
$103.16 M
|
$205.73 M
|
$76.58 M
|
$38.21 M
|
| Selling, General &
Administrative Expenses |
$199.05 M
|
$186.97 M
|
$208.69 M
|
$214.85 M
|
$330.64 M
|
$425.75 M
|
$174.82 M
|
$99.92 M
|
| Other Expenses |
$24.35 M |
$40.72 M |
$32.51 M |
$12.71 M |
$26.08 M |
-$2.49 M |
$89,690.00 |
-$9,270.00 |
| Operating Expenses |
$259.31 M |
$227.70 M |
$241.20 M |
$227.56 M |
$356.72 M |
$423.26 M |
$174.91 M |
$99.91 M |
| Cost And Expenses |
$3.36 B |
$227.70 M |
$241.20 M |
$227.56 M |
$356.72 M |
$423.26 M |
$174.91 M |
$99.91 M |
| Interest Income |
$1.12 B |
$970.03 M |
$691.61 M |
$634.59 M |
$427.79 M |
$80.33 M |
$134.37 M |
$30.76 M |
| Interest Expense |
$0.00 |
$19.71 B |
$19.39 B |
$4.23 B |
$4.23 B |
$4.23 B |
$0.00 |
$0.00 |
| Depreciation &
Amortization |
$5.26 M
|
$6.65 M
|
$8.14 M
|
$11.92 M
|
$11.38 M
|
$9.64 M
|
$5.37 M
|
$3.06 M
|
| EBITDA |
$1.51 B
|
$1.20 B
|
$1.20 B
|
-$1.60 B
|
$692.55 M
|
$1.10 B
|
$483.89 M
|
-$143.53 M
|
| EBITDA Ratio |
0.8 |
0.78 |
0.8 |
25.96 |
0.54 |
0.51 |
0.48 |
3.66 |
| Operating Income Ratio
|
0.8
|
0.78
|
0.79
|
26.15
|
0.53
|
0.5
|
0.48
|
3.74
|
| Total Other
Income/Expenses Net |
-$68.38 M
|
$28.75 M
|
-$3.34 M
|
$6.85 M
|
-$17.26 M
|
-$8.11 M
|
$52,035.00
|
-$606,609.00
|
| Income Before Tax |
$1.40 B |
$1.22 B |
$1.19 B |
-$1.60 B |
$663.92 M |
$1.08 B |
$478.58 M |
-$147.20 M |
| Income Before Tax Ratio
|
0.74
|
0.8
|
0.79
|
26.04
|
0.52
|
0.5
|
0.48
|
3.76
|
| Income Tax Expense |
$249.44 M |
$389.36 M |
$368.73 M |
-$299.88 M |
-$93.10 M |
$209.92 M |
$138.25 M |
-$27.02 M |
| Net Income |
$1.19 B |
$812.00 M |
$825.41 M |
-$1.30 B |
$774.28 M |
$883.11 M |
$340.28 M |
-$119.57 M |
| Net Income Ratio |
0.63 |
0.53 |
0.55 |
21.17 |
0.61 |
0.41 |
0.34 |
3.05 |
| EPS |
24.72 |
15.42 |
15.06 |
-24.31 |
14.81 |
17.46 |
6.76 |
-2.37 |
| EPS Diluted |
24.48 |
2.45 |
14.7 |
-24.31 |
14.53 |
17.43 |
6.76 |
-2.37 |
| Weighted Average Shares
Out |
$48.02 M
|
$52.74 M
|
$54.87 M
|
$53.54 M
|
$52.29 M
|
$50.58 M
|
$50.35 M
|
$50.35 M
|
| Weighted Average Shares
Out Diluted |
$48.47 M
|
$53.73 M
|
$56.15 M
|
$53.54 M
|
$53.29 M
|
$50.66 M
|
$50.35 M
|
$50.35 M
|
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