BFH
Income statement / Annual
Last year (2023), Bread Financial Holdings, Inc.'s total revenue was $3.06 B,
a decrease of 20.93% from the previous year.
In 2023, Bread Financial Holdings, Inc.'s net income was $718.00 M.
See Bread Financial Holdings, Inc.’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
FY-2014
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
12/31/2014 |
| Operating Revenue |
$3.06 B
|
$3.87 B
|
$3.27 B
|
$4.52 B
|
$5.58 B
|
$5.67 B
|
$7.72 B
|
$7.14 B
|
$6.44 B
|
$5.30 B
|
| Cost of Revenue |
$0.00 |
$0.00 |
$1.59 B |
$2.68 B |
$3.41 B |
$3.08 B |
$5.00 B |
$4.85 B |
$4.29 B |
$3.62 B |
| Gross Profit |
$3.06 B |
$3.87 B |
$1.68 B |
$1.84 B |
$2.17 B |
$2.59 B |
$2.72 B |
$2.29 B |
$2.15 B |
$1.68 B |
| Gross Profit Ratio |
1 |
1 |
0.51 |
0.41 |
0.39 |
0.46 |
0.35 |
0.32 |
0.33 |
0.32 |
| Research and Development
Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative
Expenses |
$867.00 M
|
$779.00 M
|
$671.00 M
|
$105.70 M
|
$150.60 M
|
$162.50 M
|
$166.30 M
|
$143.20 M
|
$138.48 M
|
$141.47 M
|
| Selling & Marketing
Expenses |
$161.00 M
|
$180.00 M
|
$160.00 M
|
$143.00 M
|
$205.00 M
|
$0.00
|
$0.00
|
$2.02 B
|
$2.01 B
|
$1.44 B
|
| Selling, General &
Administrative Expenses |
$1.03 B
|
$959.00 M
|
$831.00 M
|
$105.70 M
|
$150.60 M
|
$162.50 M
|
$166.30 M
|
$143.20 M
|
$138.48 M
|
$141.47 M
|
| Other Expenses |
$0.00 |
-$1.07 B |
$187.00 M |
$1.34 B |
$1.21 B |
$1.50 B |
$1.64 B |
$1.45 B |
$1.16 B |
$844.23 M |
| Operating Expenses |
$4.30 B |
$180.00 M |
$1.02 B |
$1.45 B |
$1.36 B |
$1.37 B |
$1.64 B |
$1.45 B |
$1.16 B |
$844.20 M |
| Cost And Expenses |
$1.47 B |
$180.00 M |
$2.61 B |
$4.13 B |
$4.77 B |
$4.45 B |
$6.64 B |
$6.30 B |
$5.45 B |
$4.47 B |
| Interest Income |
$5.15 B |
$4.68 B |
$3.87 B |
$3.95 B |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| Interest Expense |
$879.00 M |
$503.00 M |
$383.00 M |
$108.50 M |
$130.00 M |
$156.40 M |
$282.70 M |
$218.20 M |
$179.50 M |
$131.90 M |
| Depreciation &
Amortization |
$116.00 M
|
$113.00 M
|
$92.00 M
|
$106.00 M
|
$188.00 M
|
$203.40 M
|
$497.60 M
|
$512.10 M
|
$492.10 M
|
$313.10 M
|
| EBITDA |
$1.08 B
|
$0.00
|
$1.14 B
|
$407.00 M
|
$1.50 B
|
$1.96 B
|
$2.14 B
|
$1.78 B
|
$1.75 B
|
$1.15 B
|
| EBITDA Ratio |
0.35 |
0.24 |
0.36 |
0.13 |
0.2 |
0.3 |
0.2 |
0.19 |
0.24 |
0.22 |
| Operating Income Ratio
|
0.24
|
0.21
|
0.32
|
0.09
|
0.16
|
0.31
|
0.21
|
0.18
|
0.2
|
0.21
|
| Total Other
Income/Expenses Net |
$231.00 M
|
$76.00 M
|
-$519.00 M
|
-$587.40 M
|
-$569.00 M
|
-$679.30 M
|
-$564.40 M
|
-$428.50 M
|
-$330.26 M
|
-$260.57 M
|
| Income Before Tax |
$968.00 M |
$300.00 M |
$1.04 B |
$394.50 M |
$738.40 M |
$1.22 B |
$1.08 B |
$837.00 M |
$928.30 M |
$837.90 M |
| Income Before Tax Ratio
|
0.32
|
0.08
|
0.32
|
0.09
|
0.13
|
0.21
|
0.14
|
0.12
|
0.14
|
0.16
|
| Income Tax Expense |
$231.00 M |
$76.00 M |
$247.00 M |
$99.50 M |
$165.80 M |
$269.50 M |
$292.40 M |
$319.40 M |
$325.10 M |
$321.80 M |
| Net Income |
$718.00 M |
$223.00 M |
$801.00 M |
$295.00 M |
$572.60 M |
$963.10 M |
$788.70 M |
$515.80 M |
$594.30 M |
$506.30 M |
| Net Income Ratio |
0.23 |
0.06 |
0.24 |
0.07 |
0.1 |
0.17 |
0.1 |
0.07 |
0.09 |
0.1 |
| EPS |
14.42 |
4.47 |
16.12 |
6.17 |
11.45 |
17.54 |
14.17 |
7.37 |
8.91 |
8.72 |
| EPS Diluted |
14.36 |
4.46 |
16.02 |
6.16 |
11.45 |
17.48 |
14.1 |
7.34 |
8.85 |
7.87 |
| Weighted Average Shares
Out |
$49.80 M
|
$49.90 M
|
$49.70 M
|
$47.80 M
|
$50.00 M
|
$54.90 M
|
$55.70 M
|
$58.60 M
|
$61.90 M
|
$56.40 M
|
| Weighted Average Shares
Out Diluted |
$50.00 M
|
$50.00 M
|
$50.00 M
|
$47.90 M
|
$50.00 M
|
$55.10 M
|
$55.90 M
|
$58.90 M
|
$62.30 M
|
$62.40 M
|
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