ABCB
Income statement / Annual
Last year (2025), Ameris Bancorp's total revenue was $1.67 B,
an increase of 2.00% from the previous year.
In 2025, Ameris Bancorp's net income was $412.15 M.
See Ameris Bancorp,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$1.67 B |
$1.63 B |
$1.49 B |
$1.14 B |
$1.04 B |
$1.15 B |
$819.61 M |
$527.72 M |
$395.31 M |
$338.69 M |
| Cost of Revenue |
$527.85 M
|
$587.89 M
|
$588.05 M
|
$164.56 M
|
$12.42 M
|
$234.13 M
|
$150.99 M
|
$86.60 M
|
$42.59 M
|
$23.79 M
|
| Gross Profit |
$1.14 B
|
$1.05 B
|
$899.85 M
|
$976.89 M
|
$1.03 B
|
$912.86 M
|
$668.62 M
|
$441.12 M
|
$352.73 M
|
$314.91 M
|
| Gross Profit Ratio |
0.68
|
0.64
|
0.6
|
0.86
|
0.99
|
0.8
|
0.82
|
0.84
|
0.89
|
0.93
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$393.79 M
|
$363.14 M
|
$347.05 M
|
$327.78 M
|
$343.39 M
|
$374.36 M
|
$225.88 M
|
$152.54 M
|
$122.86 M
|
$110.55 M
|
| Selling & Marketing Expenses |
$0.00
|
$12.61 M
|
$11.64 M
|
$12.03 M
|
$8.43 M
|
$8.05 M
|
$7.93 M
|
$5.57 M
|
$5.13 M
|
$4.18 M
|
| Selling, General & Administrative Expenses |
$393.79 M
|
$375.75 M
|
$358.69 M
|
$339.81 M
|
$351.82 M
|
$382.40 M
|
$233.81 M
|
$158.11 M
|
$127.99 M
|
$114.73 M
|
| Other Expenses |
$210.16 M
|
$193.40 M
|
$184.23 M
|
$183.98 M
|
$178.28 M
|
$190.21 M
|
$223.23 M
|
$131.52 M
|
$100.45 M
|
$94.93 M
|
| Operating Expenses |
$603.95 M
|
$569.15 M
|
$542.92 M
|
$523.79 M
|
$530.11 M
|
$572.61 M
|
$457.04 M
|
$289.63 M
|
$228.44 M
|
$209.66 M
|
| Cost And Expenses |
$1.13 B
|
$1.16 B
|
$1.13 B
|
$688.35 M
|
$542.53 M
|
$806.74 M
|
$608.02 M
|
$376.23 M
|
$271.03 M
|
$233.45 M
|
| Interest Income |
$1.39 B
|
$1.38 B
|
$1.28 B
|
$893.89 M
|
$703.11 M
|
$726.50 M
|
$636.39 M
|
$413.33 M
|
$294.35 M
|
$239.07 M
|
| Interest Expense |
$457.60 M
|
$529.09 M
|
$445.39 M
|
$92.86 M
|
$47.79 M
|
$88.75 M
|
$131.23 M
|
$69.93 M
|
$34.22 M
|
$19.69 M
|
| Depreciation & Amortization |
$0.00
|
$46.73 M
|
$45.93 M
|
$53.63 M
|
$47.93 M
|
$55.11 M
|
$41.10 M
|
$19.53 M
|
$13.13 M
|
$13.90 M
|
| EBITDA |
$533.76 M |
$522.59 M |
$402.87 M |
$506.72 M |
$544.04 M |
$395.36 M |
$252.68 M |
$171.02 M |
$137.41 M |
$119.14 M |
| EBITDA Ratio |
0.32
|
0.32
|
0.27
|
0.44
|
0.52
|
0.34
|
0.31
|
0.32
|
0.35
|
0.35
|
| Operating Income Ratio |
0.32
|
0.29
|
0.24
|
0.4
|
0.48
|
0.3
|
0.26
|
0.29
|
0.31
|
0.31
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$533.76 M
|
$475.86 M
|
$356.94 M
|
$453.10 M
|
$496.11 M
|
$340.24 M
|
$211.58 M
|
$151.49 M
|
$124.28 M
|
$105.25 M
|
| Income Before Tax Ratio |
0.32
|
0.29
|
0.24
|
0.4
|
0.48
|
0.3
|
0.26
|
0.29
|
0.31
|
0.31
|
| Income Tax Expense |
$121.61 M
|
$117.18 M
|
$87.83 M
|
$106.56 M
|
$119.20 M
|
$78.26 M
|
$50.14 M
|
$30.46 M
|
$50.73 M
|
$33.15 M
|
| Net Income |
$412.15 M
|
$358.69 M
|
$269.11 M
|
$346.54 M
|
$376.91 M
|
$261.99 M
|
$161.44 M
|
$121.03 M
|
$73.55 M
|
$72.10 M
|
| Net Income Ratio |
0.25
|
0.22
|
0.18
|
0.3
|
0.36
|
0.23
|
0.2
|
0.23
|
0.19
|
0.21
|
| EPS |
6.02 |
5.21 |
3.9 |
5.01 |
5.43 |
3.78 |
2.76 |
2.81 |
2 |
2.1 |
| EPS Diluted |
6 |
5.19 |
3.89 |
4.99 |
5.4 |
3.77 |
2.75 |
2.8 |
1.98 |
2.08 |
| Weighted Average Shares Out |
$68.45 M
|
$68.81 M
|
$68.98 M
|
$69.19 M
|
$69.43 M
|
$69.26 M
|
$58.46 M
|
$43.14 M
|
$36.83 M
|
$34.35 M
|
| Weighted Average Shares Out Diluted |
$68.71 M
|
$69.10 M
|
$69.10 M
|
$69.42 M
|
$69.76 M
|
$69.43 M
|
$58.61 M
|
$43.25 M
|
$37.14 M
|
$34.70 M
|
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