WABC
Income statement / Annual
Last year (2025), Westamerica Bancorporation's total revenue was $271.84 M,
a decrease of 12.64% from the previous year.
In 2025, Westamerica Bancorporation's net income was $116.17 M.
See Westamerica Bancorporation,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$271.84 M |
$311.17 M |
$327.54 M |
$266.88 M |
$216.79 M |
$207.96 M |
$206.09 M |
$199.87 M |
$194.32 M |
$182.49 M |
| Cost of Revenue |
$13.16 M
|
$17.72 M
|
$2.74 M
|
$1.93 M
|
$1.96 M
|
$6.12 M
|
$1.89 M
|
$1.96 M
|
$0.00
|
-$1.08 M
|
| Gross Profit |
$258.70 M
|
$293.45 M
|
$324.80 M
|
$264.95 M
|
$214.83 M
|
$201.83 M
|
$204.20 M
|
$197.91 M
|
$194.32 M
|
$183.58 M
|
| Gross Profit Ratio |
0.95
|
0.94
|
0.99
|
0.99
|
0.99
|
0.97
|
0.99
|
0.99
|
1
|
1.01
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$70.75 M
|
$50.29 M
|
$47.87 M
|
$46.13 M
|
$48.01 M
|
$50.75 M
|
$51.05 M
|
$53.01 M
|
$51.52 M
|
$51.51 M
|
| Selling & Marketing Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Selling, General & Administrative Expenses |
$70.75 M
|
$50.29 M
|
$47.87 M
|
$46.13 M
|
$48.01 M
|
$50.75 M
|
$51.05 M
|
$53.01 M
|
$51.52 M
|
$51.51 M
|
| Other Expenses |
$31.18 M
|
$54.10 M
|
$55.35 M
|
$53.24 M
|
$49.80 M
|
$44.28 M
|
$47.93 M
|
$53.91 M
|
$55.62 M
|
$52.11 M
|
| Operating Expenses |
$101.92 M
|
$104.39 M
|
$103.22 M
|
$99.36 M
|
$97.81 M
|
$95.03 M
|
$98.99 M
|
$106.92 M
|
$107.14 M
|
$103.62 M
|
| Cost And Expenses |
$115.08 M
|
$122.11 M
|
$105.96 M
|
$101.29 M
|
$99.76 M
|
$101.15 M
|
$100.87 M
|
$108.88 M
|
$107.14 M
|
$102.54 M
|
| Interest Income |
$230.98 M
|
$268.01 M
|
$284.01 M
|
$221.76 M
|
$173.44 M
|
$165.86 M
|
$158.68 M
|
$151.72 M
|
$138.31 M
|
$135.92 M
|
| Interest Expense |
$13.71 M
|
$17.42 M
|
$3.89 M
|
$1.93 M
|
$1.96 M
|
$1.82 M
|
$1.89 M
|
$1.96 M
|
$1.90 M
|
$2.12 M
|
| Depreciation & Amortization |
$6.10 M
|
$10.40 M
|
$11.77 M
|
$16.57 M
|
$16.62 M
|
$22.65 M
|
$20.63 M
|
$24.40 M
|
$26.08 M
|
$19.94 M
|
| EBITDA |
$162.78 M |
$199.46 M |
$233.35 M |
$182.16 M |
$133.64 M |
$129.45 M |
$125.84 M |
$115.40 M |
$113.25 M |
$99.90 M |
| EBITDA Ratio |
0.6
|
0.64
|
0.71
|
0.68
|
0.62
|
0.62
|
0.61
|
0.58
|
0.58
|
0.55
|
| Operating Income Ratio |
0.58
|
0.61
|
0.68
|
0.62
|
0.54
|
0.51
|
0.51
|
0.46
|
0.45
|
0.44
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$156.69 M
|
$189.06 M
|
$221.58 M
|
$165.59 M
|
$117.03 M
|
$106.80 M
|
$105.22 M
|
$91.00 M
|
$87.17 M
|
$79.96 M
|
| Income Before Tax Ratio |
0.58
|
0.61
|
0.68
|
0.62
|
0.54
|
0.51
|
0.51
|
0.46
|
0.45
|
0.44
|
| Income Tax Expense |
$40.51 M
|
$50.42 M
|
$59.81 M
|
$43.56 M
|
$30.52 M
|
$26.39 M
|
$24.83 M
|
$19.43 M
|
$37.15 M
|
$21.10 M
|
| Net Income |
$116.17 M
|
$138.64 M
|
$161.77 M
|
$122.03 M
|
$86.51 M
|
$80.41 M
|
$80.39 M
|
$71.56 M
|
$50.03 M
|
$58.85 M
|
| Net Income Ratio |
0.43
|
0.45
|
0.49
|
0.46
|
0.4
|
0.39
|
0.39
|
0.36
|
0.26
|
0.32
|
| EPS |
4.53 |
5.2 |
6.06 |
4.54 |
3.22 |
2.98 |
2.98 |
2.69 |
1.9 |
2.3 |
| EPS Diluted |
4.53 |
5.2 |
6.06 |
4.54 |
3.22 |
2.98 |
2.98 |
2.67 |
1.89 |
2.29 |
| Weighted Average Shares Out |
$24.85 M
|
$26.69 M
|
$26.70 M
|
$26.90 M
|
$26.86 M
|
$26.94 M
|
$26.96 M
|
$26.65 M
|
$26.29 M
|
$25.61 M
|
| Weighted Average Shares Out Diluted |
$24.85 M
|
$26.69 M
|
$26.71 M
|
$26.91 M
|
$26.87 M
|
$26.96 M
|
$27.01 M
|
$26.76 M
|
$26.42 M
|
$25.68 M
|
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