UPST
Income statement / Annual
Last year (2023), Upstart Holdings, Inc.'s total revenue was $513.56 M,
a decrease of 39.81% from the previous year.
In 2023, Upstart Holdings, Inc.'s net income was -$240.13 M.
See Upstart Holdings, Inc.’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
| Operating Revenue |
$513.56 M
|
$853.29 M
|
$851.86 M
|
$241.44 M
|
$190.67 M
|
$125.80 M
|
$66.71 M
|
| Cost of Revenue |
$24.90 M |
$187.99 M |
$117.58 M |
$37.58 M |
$24.95 M |
$15.42 M |
$10.23 M |
| Gross Profit |
$488.66 M |
$665.29 M |
$734.28 M |
$203.86 M |
$165.73 M |
$110.38 M |
$56.48 M |
| Gross Profit Ratio |
0.95 |
0.78 |
0.86 |
0.84 |
0.87 |
0.88 |
0.85 |
| Research and Development
Expenses |
$280.14 M
|
$237.25 M
|
$134.00 M
|
$38.80 M
|
$18.78 M
|
$8.42 M
|
$5.32 M
|
| General & Administrative
Expenses |
$212.39 M
|
$185.29 M
|
$121.44 M
|
$45.61 M
|
$31.87 M
|
$19.82 M
|
$15.43 M
|
| Selling & Marketing
Expenses |
$127.14 M
|
$345.78 M
|
$333.45 M
|
$99.66 M
|
$93.18 M
|
$63.63 M
|
$33.84 M
|
| Selling, General &
Administrative Expenses |
$465.05 M
|
$531.07 M
|
$454.89 M
|
$145.27 M
|
$125.04 M
|
$83.45 M
|
$49.27 M
|
| Other Expenses |
$150.42 M |
$9.47 M |
-$5.17 M |
$5.55 M |
$1.04 M |
$487,000.00 |
$330,000.00 |
| Operating Expenses |
$745.18 M |
$773.00 M |
$597.31 M |
$190.13 M |
$145.22 M |
$95.12 M |
$55.91 M |
| Cost And Expenses |
$770.09 M |
$960.99 M |
$714.88 M |
$227.72 M |
$170.17 M |
$110.53 M |
$66.14 M |
| Interest Income |
$169.00 M |
$105.58 M |
$47.31 M |
$4.82 M |
$63.31 M |
$76.68 M |
$21.13 M |
| Interest Expense |
-$34.89 M |
$10.84 M |
$3.27 M |
$8.03 M |
$26.49 M |
$26.48 M |
$9.42 M |
| Depreciation &
Amortization |
$24.90 M
|
$13.51 M
|
$7.54 M
|
$2.28 M
|
$774,000.00
|
$314,000.00
|
$93,000.00
|
| EBITDA |
-$231.62 M
|
-$89.51 M
|
$152.93 M
|
$22.07 M
|
$22.68 M
|
$18.83 M
|
$1.98 M
|
| EBITDA Ratio |
-0.45 |
-0.1 |
0.18 |
0.09 |
0.12 |
0.15 |
0.03 |
| Operating Income Ratio
|
-0.5
|
-0.12
|
0.17
|
0.08
|
0.11
|
0.15
|
0.03
|
| Total Other
Income/Expenses Net |
$16.50 M
|
-$6.05 M
|
-$11.66 M
|
-$13.84 M
|
-$26.86 M
|
-$29.73 M
|
-$10.74 M
|
| Income Before Tax |
-$240.03 M |
-$109.07 M |
$133.73 M |
$5.95 M |
-$4.95 M |
-$11.22 M |
-$8.86 M |
| Income Before Tax Ratio
|
-0.47
|
-0.13
|
0.16
|
0.02
|
-0.03
|
-0.09
|
-0.13
|
| Income Tax Expense |
$107,000.00 |
$409,000.00 |
$1.71 M |
$371,000.00 |
$74,000.00 |
$1.10 M |
$6,000.00 |
| Net Income |
-$240.13 M |
-$108.67 M |
$135.44 M |
$5.98 M |
-$466,000.00 |
-$12.32 M |
-$7.72 M |
| Net Income Ratio |
-0.47 |
-0.13 |
0.16 |
0.02 |
-0 |
-0.1 |
-0.12 |
| EPS |
-2.87 |
-1.31 |
1.73 |
0.0816 |
-0.0064 |
-0.87 |
-0.56 |
| EPS Diluted |
-2.87 |
-1.31 |
1.43 |
0.0816 |
-0.0064 |
-0.87 |
-0.56 |
| Weighted Average Shares
Out |
$83.77 M
|
$82.77 M
|
$78.11 M
|
$73.31 M
|
$73.31 M
|
$14.13 M
|
$13.87 M
|
| Weighted Average Shares
Out Diluted |
$83.77 M
|
$82.77 M
|
$94.77 M
|
$73.31 M
|
$73.31 M
|
$14.13 M
|
$13.87 M
|
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