PROV
Income statement / Annual
Last year (2025), Provident Financial Holdings, Inc.'s total revenue was $56.62 M,
a decrease of 3.49% from the previous year.
In 2025, Provident Financial Holdings, Inc.'s net income was $6.26 M.
See Provident Financial Holdings, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
06/30/2025 |
06/30/2024 |
06/30/2023 |
06/30/2022 |
06/30/2021 |
06/30/2020 |
06/30/2019 |
06/30/2018 |
06/30/2017 |
06/30/2016 |
| Operating Revenue |
$56.62 M |
$58.67 M |
$50.07 M |
$39.45 M |
$39.77 M |
$46.98 M |
$56.89 M |
$64.61 M |
$73.24 M |
$76.37 M |
| Cost of Revenue |
$0.00
|
$19.74 M
|
$9.38 M
|
$673.00 K
|
$3.85 M
|
$7.17 M
|
$5.73 M
|
$5.88 M
|
$5.64 M
|
$5.26 M
|
| Gross Profit |
$0.00
|
$38.93 M
|
$40.69 M
|
$38.77 M
|
$35.92 M
|
$39.80 M
|
$51.16 M
|
$58.73 M
|
$67.60 M
|
$71.11 M
|
| Gross Profit Ratio |
0
|
0.66
|
0.81
|
0.98
|
0.9
|
0.85
|
0.9
|
0.91
|
0.92
|
0.93
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$0.00
|
$18.42 M
|
$18.39 M
|
$16.38 M
|
$15.71 M
|
$19.14 M
|
$30.74 M
|
$35.57 M
|
$42.52 M
|
$43.63 M
|
| Selling & Marketing Expenses |
$714.00 K
|
$709.00 K
|
$622.00 K
|
$642.00 K
|
$680.00 K
|
$773.00 K
|
$980.00 K
|
$1.04 M
|
$1.32 M
|
$1.33 M
|
| Selling, General & Administrative Expenses |
$714.00 K
|
$19.13 M
|
$19.02 M
|
$17.02 M
|
$16.39 M
|
$19.91 M
|
$31.72 M
|
$36.61 M
|
$43.84 M
|
$44.96 M
|
| Other Expenses |
$0.00
|
$9.41 M
|
$9.25 M
|
$8.90 M
|
$9.34 M
|
$8.99 M
|
$13.52 M
|
$16.60 M
|
$14.95 M
|
$13.30 M
|
| Operating Expenses |
$714.00 K
|
$28.54 M
|
$28.27 M
|
$25.92 M
|
$25.73 M
|
$28.90 M
|
$45.24 M
|
$53.20 M
|
$58.79 M
|
$58.26 M
|
| Cost And Expenses |
$0.00
|
$48.28 M
|
$37.65 M
|
$26.59 M
|
$29.59 M
|
$36.07 M
|
$50.97 M
|
$59.08 M
|
$64.42 M
|
$63.52 M
|
| Interest Income |
$0.00
|
$54.73 M
|
$45.99 M
|
$34.73 M
|
$35.20 M
|
$42.46 M
|
$44.38 M
|
$42.71 M
|
$42.42 M
|
$39.30 M
|
| Interest Expense |
$21.16 M
|
$19.81 M
|
$9.01 M
|
$3.14 M
|
$4.56 M
|
$6.06 M
|
$6.21 M
|
$6.41 M
|
$6.68 M
|
$6.98 M
|
| Depreciation & Amortization |
$0.00
|
$3.16 M
|
$3.19 M
|
$4.85 M
|
$6.27 M
|
$3.39 M
|
$3.08 M
|
$3.13 M
|
$2.64 M
|
$1.91 M
|
| EBITDA |
$8.87 M |
$13.54 M |
$15.60 M |
$17.71 M |
$16.45 M |
$14.29 M |
$9.00 M |
$8.66 M |
$11.46 M |
$14.76 M |
| EBITDA Ratio |
0.16
|
0.23
|
0.31
|
0.45
|
0.41
|
0.3
|
0.16
|
0.13
|
0.16
|
0.19
|
| Operating Income Ratio |
0.16
|
0.18
|
0.25
|
0.33
|
0.26
|
0.23
|
0.1
|
0.09
|
0.12
|
0.17
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$8.87 M
|
$10.39 M
|
$12.42 M
|
$12.86 M
|
$10.19 M
|
$10.90 M
|
$5.92 M
|
$5.53 M
|
$8.82 M
|
$12.85 M
|
| Income Before Tax Ratio |
0.16
|
0.18
|
0.25
|
0.33
|
0.26
|
0.23
|
0.1
|
0.09
|
0.12
|
0.17
|
| Income Tax Expense |
$2.62 M
|
$3.04 M
|
$3.82 M
|
$3.77 M
|
$2.63 M
|
$3.21 M
|
$1.50 M
|
$3.40 M
|
$3.61 M
|
$5.37 M
|
| Net Income |
$6.26 M
|
$7.35 M
|
$8.59 M
|
$9.09 M
|
$7.56 M
|
$7.69 M
|
$4.42 M
|
$2.13 M
|
$5.21 M
|
$7.47 M
|
| Net Income Ratio |
0.11
|
0.13
|
0.17
|
0.23
|
0.19
|
0.16
|
0.08
|
0.03
|
0.07
|
0.1
|
| EPS |
0.93 |
1.06 |
1.2 |
1.23 |
1.01 |
1.03 |
0.59 |
0.28 |
0.66 |
0.92 |
| EPS Diluted |
0.93 |
1.06 |
1.19 |
1.22 |
1 |
1.01 |
0.58 |
0.28 |
0.64 |
0.9 |
| Weighted Average Shares Out |
$6.72 M
|
$6.94 M
|
$7.14 M
|
$7.40 M
|
$7.46 M
|
$7.47 M
|
$7.49 M
|
$7.54 M
|
$7.92 M
|
$8.35 M
|
| Weighted Average Shares Out Diluted |
$6.76 M
|
$6.96 M
|
$7.19 M
|
$7.45 M
|
$7.54 M
|
$7.58 M
|
$7.60 M
|
$7.70 M
|
$8.10 M
|
$8.54 M
|
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