Provident Financial Holdings, Inc. (PROV) Financials

$14.89

south_east
-$0.12 (-0.8%)
Day's range
$14.89
Day's range
$15.31

PROV Income statement / Annual

Last year (2024), Provident Financial Holdings, Inc.'s total revenue was $38.93 M, a decrease of 5.19% from the previous year. In 2024, Provident Financial Holdings, Inc.'s net income was $7.35 M. See Provident Financial Holdings, Inc.,s key income statements, including revenue, expenses, profit, and income.

Period FY-2024 FY-2023 FY-2022 FY-2021 FY-2020 FY-2019 FY-2018 FY-2017 FY-2016 FY-2015
Period Ended 06/30/2024 06/30/2023 06/30/2022 06/30/2021 06/30/2020 06/30/2019 06/30/2018 06/30/2017 06/30/2016 06/30/2015
Operating Revenue $38.93 M $41.06 M $36.31 M $35.21 M $40.92 M $50.68 M $58.20 M $66.56 M $69.39 M $73.66 M
Cost of Revenue $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Gross Profit $38.93 M $41.06 M $36.31 M $35.21 M $40.92 M $50.68 M $58.20 M $66.56 M $69.39 M $73.66 M
Gross Profit Ratio 1 1 1 1 1 1 1 1 1 1
Research and Development Expenses $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
General & Administrative Expenses $18.42 M $18.39 M $16.38 M $15.71 M $19.14 M $30.74 M $35.57 M $42.52 M $43.63 M $42.59 M
Selling & Marketing Expenses $709,000.00 $622,000.00 $642,000.00 $680,000.00 $773,000.00 $980,000.00 $1.04 M $1.32 M $1.33 M $1.64 M
Selling, General & Administrative Expenses $19.13 M $19.02 M $17.02 M $16.39 M $19.91 M $31.72 M $36.61 M $43.84 M $44.96 M $44.24 M
Other Expenses $19.73 M -$47.66 M -$5.61 M -$41.41 M -$49.93 M -$70.27 M -$82.87 M -$10.54 M -$9.50 M $0.00
Operating Expenses $38.86 M -$28.64 M $642,000.00 -$25.03 M -$30.02 M -$38.55 M -$46.26 M $1.32 M $1.33 M $1.64 M
Cost And Expenses $38.86 M -$28.64 M $642,000.00 -$25.03 M -$30.02 M -$38.55 M -$46.26 M $1.32 M $1.33 M $1.64 M
Interest Income $54.73 M $45.99 M $34.73 M $35.20 M $42.46 M $44.38 M $42.71 M $42.42 M $39.30 M $39.70 M
Interest Expense $19.81 M $9.01 M $3.14 M $4.56 M $6.06 M $6.21 M $6.41 M $6.68 M $6.98 M $6.42 M
Depreciation & Amortization $3.16 M $3.19 M $4.85 M $6.27 M $3.39 M $881,000.00 $845,000.00 $891,000.00 $891,000.00 $1.86 M
EBITDA $13.54 M $15.60 M $17.71 M $16.45 M $14.29 M $0.00 $0.00 -$557,000.00 -$95,000.00 $18.94 M
EBITDA Ratio 0.35 0.3 0.57 0.47 0.35 0.3 0.26 0.27 0.31 0.34
Operating Income Ratio 0.27 0.3 0.44 0.29 0.27 0.24 0.21 -0.01 -0 0.32
Total Other Income/Expenses Net $0.00 -$3.80 M -$3.55 M -$3.68 M -$3.18 M -$7.53 M -$8.72 M -$7.14 M -$6.08 M -$6.14 M
Income Before Tax $10.39 M $12.42 M $12.86 M $10.19 M $10.90 M $5.92 M $5.53 M $8.82 M $13.26 M $17.08 M
Income Before Tax Ratio 0.27 0.3 0.35 0.29 0.27 0.12 0.09 0.13 0.19 0.23
Income Tax Expense $3.04 M $3.82 M $3.77 M $2.63 M $3.21 M $1.50 M $3.40 M $3.61 M $5.55 M $7.28 M
Net Income $7.35 M $8.59 M $9.09 M $7.56 M $7.69 M $4.42 M $2.13 M $5.21 M $7.71 M $9.80 M
Net Income Ratio 0.19 0.21 0.25 0.21 0.19 0.09 0.04 0.08 0.11 0.13
EPS 1.06 1.2 1.23 1.01 1.03 0.59 0.28 0.66 0.92 1.09
EPS Diluted 1.06 1.19 1.22 1 1.01 0.58 0.28 0.64 0.9 1.07
Weighted Average Shares Out $6.94 M $7.14 M $7.40 M $7.46 M $7.47 M $7.48 M $7.54 M $7.92 M $8.35 M $9.00 M
Weighted Average Shares Out Diluted $6.96 M $7.19 M $7.45 M $7.54 M $7.58 M $7.60 M $7.70 M $8.10 M $8.54 M $9.17 M
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