OPRT
Income statement / Annual
Last year (2023), Oportun Financial Corporation's total revenue was $1.06 B,
an increase of 64.96% from the previous year.
In 2023, Oportun Financial Corporation's net income was -$179.95 M.
See Oportun Financial Corporation’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$1.06 B
|
$640.70 M
|
$530.40 M
|
$335.10 M
|
$442.40 M
|
$473.56 M
|
$324.56 M
|
$248.75 M
|
$195.23 M
|
| Cost of Revenue |
$19,000.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| Gross Profit |
$1.06 B |
$640.70 M |
$530.40 M |
$335.10 M |
$442.40 M |
$473.56 M |
$324.56 M |
$248.75 M |
$195.23 M |
| Gross Profit Ratio |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
| Research and Development
Expenses |
$42.30 M
|
$34.20 M
|
$16.90 M
|
$10.80 M
|
$4.90 M
|
$3.50 M
|
$3.10 M
|
$2.70 M
|
$2.00 M
|
| General & Administrative
Expenses |
$194.23 M
|
$213.70 M
|
$153.30 M
|
$126.90 M
|
$106.00 M
|
$74.12 M
|
$64.04 M
|
$48.63 M
|
$43.18 M
|
| Selling & Marketing
Expenses |
$75.28 M
|
$110.00 M
|
$116.90 M
|
$89.40 M
|
$97.20 M
|
$77.62 M
|
$58.06 M
|
$39.85 M
|
$24.99 M
|
| Selling, General &
Administrative Expenses |
$269.51 M
|
$323.70 M
|
$270.20 M
|
$216.30 M
|
$203.20 M
|
$151.74 M
|
$122.10 M
|
$88.47 M
|
$95.99 M
|
| Other Expenses |
-$407.59 M |
$479.44 M |
-$737.80 M |
-$609.50 M |
-$561.20 M |
-$543.86 M |
-$408.19 M |
-$292.40 M |
-$77.58 M |
| Operating Expenses |
$407.59 M |
$715.94 M |
-$467.60 M |
-$393.20 M |
-$358.00 M |
-$256.55 M |
-$286.09 M |
-$203.92 M |
$77.58 M |
| Cost And Expenses |
$1.31 B |
$715.94 M |
-$467.60 M |
-$393.20 M |
-$358.00 M |
-$256.55 M |
-$286.09 M |
-$203.92 M |
$185.71 M |
| Interest Income |
$963.50 M |
$876.10 M |
$575.80 M |
$545.50 M |
$544.10 M |
$448.78 M |
$327.94 M |
$254.15 M |
$0.00 |
| Interest Expense |
$179.41 M |
$93.00 M |
$47.70 M |
$58.40 M |
$60.50 M |
$46.92 M |
$36.40 M |
$28.77 M |
$0.00 |
| Depreciation &
Amortization |
$54.89 M
|
$47.53 M
|
$27.11 M
|
$20.22 M
|
$14.10 M
|
$11.82 M
|
$10.59 M
|
$8.38 M
|
$5.20 M
|
| EBITDA |
-$253.70 M
|
$65.29 M
|
$89.91 M
|
-$37.88 M
|
$98.50 M
|
$228.84 M
|
$49.06 M
|
$53.21 M
|
-$8.40 M
|
| EBITDA Ratio |
-0.24 |
0.1 |
0.17 |
-0.11 |
0.22 |
0.48 |
0.15 |
0.21 |
-0.04 |
| Operating Income Ratio
|
-0.24
|
0.03
|
0.12
|
-0.17
|
0.19
|
0.46
|
0.12
|
0.18
|
0.05
|
| Total Other
Income/Expenses Net |
-$253.65 M
|
-$93.06 M
|
$62.79 M
|
-$58.09 M
|
$84.43 M
|
-$46.92 M
|
-$36.40 M
|
-$28.77 M
|
$9.52 M
|
| Income Before Tax |
-$253.65 M |
-$75.30 M |
$62.80 M |
-$58.10 M |
$84.40 M |
$170.10 M |
$2.07 M |
$16.06 M |
$9.52 M |
| Income Before Tax Ratio
|
-0.24
|
-0.12
|
0.12
|
-0.17
|
0.19
|
0.36
|
0.01
|
0.06
|
0.05
|
| Income Tax Expense |
-$73.70 M |
$2.50 M |
$15.40 M |
-$13.00 M |
$22.80 M |
$46.70 M |
$12.28 M |
-$34.80 M |
$1.12 M |
| Net Income |
-$179.95 M |
-$77.80 M |
$47.41 M |
-$45.10 M |
$61.60 M |
$123.39 M |
-$10.21 M |
$50.86 M |
$8.40 M |
| Net Income Ratio |
-0.17 |
-0.12 |
0.09 |
-0.13 |
0.14 |
0.26 |
-0.03 |
0.2 |
0.04 |
| EPS |
-4.88 |
-2.37 |
1.68 |
-1.65 |
0.46 |
5.6 |
-0.46 |
2.31 |
0.31 |
| EPS Diluted |
-4.88 |
-2.37 |
1.56 |
-1.65 |
0.4 |
5.59 |
-0.46 |
2.2 |
0.31 |
| Weighted Average Shares
Out |
$36.88 M
|
$32.83 M
|
$28.19 M
|
$27.33 M
|
$9.35 M
|
$22.02 M
|
$22.02 M
|
$21.98 M
|
$26.89 M
|
| Weighted Average Shares
Out Diluted |
$36.88 M
|
$32.83 M
|
$30.32 M
|
$27.33 M
|
$10.76 M
|
$22.06 M
|
$22.06 M
|
$23.11 M
|
$26.89 M
|
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