OPBK
Income statement / Annual
Last year (2023), OP Bancorp's total revenue was $81.22 M,
a decrease of 14.08% from the previous year.
In 2023, OP Bancorp's net income was $23.92 M.
See OP Bancorp’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
FY-2014
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
12/31/2014 |
| Operating Revenue |
$81.22 M
|
$94.53 M
|
$77.04 M
|
$56.14 M
|
$55.70 M
|
$50.29 M
|
$44.70 M
|
$37.34 M
|
$30.48 M
|
$25.21 M
|
| Cost of Revenue |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| Gross Profit |
$81.22 M |
$94.53 M |
$77.04 M |
$56.14 M |
$55.70 M |
$50.29 M |
$44.70 M |
$37.34 M |
$30.48 M |
$25.21 M |
| Gross Profit Ratio |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
| Research and Development
Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative
Expenses |
$1.57 M
|
$30.77 M
|
$24.43 M
|
$22.86 M
|
$22.96 M
|
$20.68 M
|
$18.97 M
|
$16.69 M
|
$14.09 M
|
$12.00 M
|
| Selling & Marketing
Expenses |
$614,000.00
|
$543,000.00
|
$684,000.00
|
$467,000.00
|
$806,000.00
|
$814,000.00
|
$630,683.00
|
$556,805.00
|
$532,482.00
|
$468,021.00
|
| Selling, General &
Administrative Expenses |
$32.34 M
|
$31.31 M
|
$25.11 M
|
$23.33 M
|
$23.77 M
|
$21.50 M
|
$19.60 M
|
$17.24 M
|
$14.62 M
|
$12.47 M
|
| Other Expenses |
$50.52 M |
-$11.68 M |
-$61.50 M |
-$61.18 M |
-$57.39 M |
-$43.21 M |
-$40.66 M |
-$37.47 M |
-$31.01 M |
-$27.48 M |
| Operating Expenses |
$47.73 M |
$2.16 M |
-$36.39 M |
-$37.85 M |
-$33.62 M |
-$21.72 M |
-$21.06 M |
-$20.23 M |
-$16.39 M |
-$15.01 M |
| Cost And Expenses |
$82.87 M |
$2.16 M |
-$36.39 M |
-$37.85 M |
-$33.62 M |
-$21.72 M |
-$21.06 M |
-$20.23 M |
-$16.39 M |
-$15.01 M |
| Interest Income |
$121.67 M |
$88.21 M |
$64.16 M |
$53.66 M |
$58.78 M |
$50.07 M |
$40.28 M |
$31.70 M |
$25.19 M |
$18.26 M |
| Interest Expense |
$52.98 M |
$11.30 M |
$3.13 M |
$8.29 M |
$14.51 M |
$9.11 M |
$4.57 M |
$3.37 M |
$2.69 M |
$1.54 M |
| Depreciation &
Amortization |
$1.34 M
|
$1.37 M
|
$1.31 M
|
$1.30 M
|
$1.15 M
|
$1.04 M
|
$1.01 M
|
$1.08 M
|
$940,404.00
|
$732,130.00
|
| EBITDA |
$34.83 M
|
$48.09 M
|
$41.97 M
|
$19.54 M
|
$23.22 M
|
$20.50 M
|
$18.14 M
|
$13.40 M
|
$11.07 M
|
$0.00
|
| EBITDA Ratio |
0.43 |
0.63 |
0.54 |
0.35 |
0.42 |
0.63 |
0.55 |
0.49 |
0.49 |
0.43 |
| Operating Income Ratio
|
0.46
|
0.61
|
0.53
|
0.33
|
0.4
|
0.57
|
0.53
|
0.46
|
0.46
|
0.4
|
| Total Other
Income/Expenses Net |
-$3.86 M
|
-$4.21 M
|
-$3.47 M
|
-$1.78 M
|
-$645,000.00
|
-$1.85 M
|
-$1.33 M
|
$0.00
|
-$908,346.00
|
-$227,880.00
|
| Income Before Tax |
$33.49 M |
$46.72 M |
$40.66 M |
$18.29 M |
$22.08 M |
$19.46 M |
$17.13 M |
$12.32 M |
$10.13 M |
$7.62 M |
| Income Before Tax Ratio
|
0.41
|
0.49
|
0.53
|
0.33
|
0.4
|
0.39
|
0.38
|
0.33
|
0.33
|
0.3
|
| Income Tax Expense |
$9.57 M |
$13.41 M |
$11.80 M |
$5.11 M |
$5.32 M |
$5.20 M |
$7.89 M |
$4.89 M |
$4.17 M |
$3.14 M |
| Net Income |
$23.92 M |
$33.31 M |
$28.84 M |
$13.13 M |
$16.76 M |
$14.25 M |
$9.24 M |
$7.43 M |
$5.96 M |
$4.48 M |
| Net Income Ratio |
0.29 |
0.35 |
0.37 |
0.23 |
0.3 |
0.28 |
0.21 |
0.2 |
0.2 |
0.18 |
| EPS |
1.55 |
2.15 |
1.89 |
0.85 |
1.04 |
0.92 |
0.68 |
0.55 |
0.37 |
0.45 |
| EPS Diluted |
1.55 |
2.14 |
1.88 |
0.85 |
1.03 |
0.89 |
0.66 |
0.53 |
0.37 |
0.42 |
| Weighted Average Shares
Out |
$15.15 M
|
$15.17 M
|
$15.09 M
|
$15.20 M
|
$15.74 M
|
$15.49 M
|
$13.06 M
|
$12.79 M
|
$15.19 M
|
$9.94 M
|
| Weighted Average Shares
Out Diluted |
$15.16 M
|
$15.23 M
|
$15.16 M
|
$15.22 M
|
$15.94 M
|
$16.01 M
|
$13.49 M
|
$13.16 M
|
$15.19 M
|
$10.72 M
|
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