OPBK
Income statement / Annual
Last year (2024), OP Bancorp's total revenue was $154.05 M,
an increase of 13.40% from the previous year.
In 2024, OP Bancorp's net income was $21.07 M.
See OP Bancorp,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$154.05 M |
$135.85 M |
$105.83 M |
$80.18 M |
$64.43 M |
$70.21 M |
$59.40 M |
$49.27 M |
$40.71 M |
$33.17 M |
| Cost of Revenue |
$74.77 M
|
$54.63 M
|
$14.28 M
|
$3.65 M
|
$14.25 M
|
$15.61 M
|
$10.38 M
|
$5.88 M
|
$5.05 M
|
$3.24 M
|
| Gross Profit |
$79.28 M
|
$81.22 M
|
$91.55 M
|
$76.52 M
|
$50.17 M
|
$54.60 M
|
$49.02 M
|
$43.39 M
|
$35.66 M
|
$29.93 M
|
| Gross Profit Ratio |
0.51
|
0.6
|
0.87
|
0.95
|
0.78
|
0.78
|
0.83
|
0.88
|
0.88
|
0.9
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$34.03 M
|
$31.73 M
|
$28.68 M
|
$22.43 M
|
$21.19 M
|
$22.96 M
|
$20.68 M
|
$18.97 M
|
$16.77 M
|
$14.13 M
|
| Selling & Marketing Expenses |
$533.00 K
|
$614.00 K
|
$543.00 K
|
$684.00 K
|
$467.00 K
|
$806.00 K
|
$814.00 K
|
$631.00 K
|
$557.00 K
|
$532.48 K
|
| Selling, General & Administrative Expenses |
$34.56 M
|
$32.34 M
|
$29.23 M
|
$23.11 M
|
$21.66 M
|
$23.77 M
|
$21.50 M
|
$19.60 M
|
$17.33 M
|
$14.66 M
|
| Other Expenses |
$15.64 M
|
$15.38 M
|
$15.60 M
|
$12.75 M
|
$10.28 M
|
$8.75 M
|
$8.07 M
|
$6.66 M
|
$6.01 M
|
$5.14 M
|
| Operating Expenses |
$50.20 M
|
$47.73 M
|
$44.83 M
|
$35.87 M
|
$31.94 M
|
$32.52 M
|
$29.56 M
|
$26.26 M
|
$23.34 M
|
$19.79 M
|
| Cost And Expenses |
$124.97 M
|
$102.36 M
|
$59.11 M
|
$39.52 M
|
$46.19 M
|
$48.13 M
|
$39.94 M
|
$32.14 M
|
$28.39 M
|
$23.04 M
|
| Interest Income |
$137.62 M
|
$121.67 M
|
$88.21 M
|
$64.16 M
|
$53.66 M
|
$58.78 M
|
$50.07 M
|
$40.28 M
|
$31.70 M
|
$25.19 M
|
| Interest Expense |
$72.01 M
|
$52.98 M
|
$11.30 M
|
$3.13 M
|
$8.29 M
|
$14.51 M
|
$9.11 M
|
$4.57 M
|
$3.37 M
|
$2.69 M
|
| Depreciation & Amortization |
$1.36 M
|
$1.34 M
|
$1.37 M
|
$1.31 M
|
$1.30 M
|
$1.15 M
|
$1.04 M
|
$1.01 M
|
$1.08 M
|
$940.40 K
|
| EBITDA |
$30.44 M |
$34.83 M |
$48.09 M |
$41.97 M |
$19.54 M |
$23.22 M |
$20.50 M |
$18.14 M |
$13.40 M |
$11.07 M |
| EBITDA Ratio |
0.2
|
0.26
|
0.45
|
0.52
|
0.3
|
0.33
|
0.35
|
0.37
|
0.33
|
0.33
|
| Operating Income Ratio |
0.19
|
0.25
|
0.44
|
0.51
|
0.28
|
0.31
|
0.33
|
0.35
|
0.3
|
0.31
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$29.08 M
|
$33.49 M
|
$46.72 M
|
$40.66 M
|
$18.29 M
|
$22.08 M
|
$19.46 M
|
$17.13 M
|
$12.32 M
|
$10.13 M
|
| Income Before Tax Ratio |
0.19
|
0.25
|
0.44
|
0.51
|
0.28
|
0.31
|
0.33
|
0.35
|
0.3
|
0.31
|
| Income Tax Expense |
$8.01 M
|
$9.57 M
|
$13.41 M
|
$11.80 M
|
$5.11 M
|
$5.32 M
|
$5.20 M
|
$7.89 M
|
$4.89 M
|
$4.17 M
|
| Net Income |
$21.07 M
|
$23.92 M
|
$33.31 M
|
$28.84 M
|
$13.13 M
|
$16.76 M
|
$14.25 M
|
$9.24 M
|
$7.43 M
|
$5.96 M
|
| Net Income Ratio |
0.14
|
0.18
|
0.31
|
0.36
|
0.2
|
0.24
|
0.24
|
0.19
|
0.18
|
0.18
|
| EPS |
1.39 |
1.55 |
2.15 |
1.89 |
0.85 |
1.04 |
0.92 |
0.68 |
0.55 |
0.37 |
| EPS Diluted |
1.39 |
1.55 |
2.14 |
1.88 |
0.85 |
1.03 |
0.89 |
0.66 |
0.53 |
0.37 |
| Weighted Average Shares Out |
$14.87 M
|
$15.15 M
|
$15.17 M
|
$15.09 M
|
$15.20 M
|
$15.74 M
|
$15.11 M
|
$13.06 M
|
$12.79 M
|
$15.19 M
|
| Weighted Average Shares Out Diluted |
$14.87 M
|
$15.16 M
|
$15.23 M
|
$15.16 M
|
$15.22 M
|
$15.94 M
|
$15.55 M
|
$13.49 M
|
$13.16 M
|
$15.19 M
|
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