NBTB
Income statement / Annual
Last year (2023), NBT Bancorp Inc.'s total revenue was $490.37 M,
a decrease of 4.80% from the previous year.
In 2023, NBT Bancorp Inc.'s net income was $118.78 M.
See NBT Bancorp Inc.’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
FY-2014
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
12/31/2014 |
| Operating Revenue |
$490.37 M
|
$515.12 M
|
$475.97 M
|
$458.66 M
|
$451.42 M
|
$426.17 M
|
$400.03 M
|
$376.70 M
|
$364.29 M
|
$355.26 M
|
| Cost of Revenue |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| Gross Profit |
$490.37 M |
$515.12 M |
$475.97 M |
$458.66 M |
$451.42 M |
$426.17 M |
$400.03 M |
$376.70 M |
$364.29 M |
$355.26 M |
| Gross Profit Ratio |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
| Research and Development
Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative
Expenses |
$200.51 M
|
$191.03 M
|
$198.62 M
|
$187.29 M
|
$183.71 M
|
$180.19 M
|
$161.73 M
|
$157.48 M
|
$152.42 M
|
$147.73 M
|
| Selling & Marketing
Expenses |
$3.05 M
|
$2.82 M
|
$2.52 M
|
$2.29 M
|
$2.77 M
|
$2.78 M
|
$2.74 M
|
$2.56 M
|
$2.65 M
|
$2.83 M
|
| Selling, General &
Administrative Expenses |
$288.39 M
|
$193.85 M
|
$201.14 M
|
$189.58 M
|
$186.48 M
|
$182.97 M
|
$164.47 M
|
$160.03 M
|
$155.07 M
|
$150.56 M
|
| Other Expenses |
$0.00 |
-$89.39 M |
-$477.25 M |
-$515.15 M |
-$482.47 M |
-$433.52 M |
-$75.01 M |
-$70.99 M |
$0.00 |
$0.00 |
| Operating Expenses |
$288.39 M |
$67.74 M |
-$276.11 M |
-$325.57 M |
-$295.99 M |
-$250.55 M |
$75.01 M |
$70.99 M |
$236.18 M |
$246.06 M |
| Cost And Expenses |
$501.60 M |
$67.74 M |
-$276.11 M |
-$325.57 M |
-$295.99 M |
-$250.55 M |
$299.61 M |
$280.38 M |
$236.18 M |
$246.06 M |
| Interest Income |
$522.79 M |
$384.07 M |
$339.88 M |
$348.28 M |
$367.53 M |
$344.26 M |
$309.41 M |
$286.95 M |
$273.22 M |
$275.08 M |
| Interest Expense |
$144.57 M |
$21.88 M |
$18.79 M |
$32.60 M |
$55.98 M |
$38.63 M |
$25.91 M |
$22.51 M |
$20.62 M |
$23.20 M |
| Depreciation &
Amortization |
$22.27 M
|
$19.06 M
|
$19.88 M
|
$20.55 M
|
$20.32 M
|
$13.32 M
|
$13.02 M
|
$12.95 M
|
$4.86 M
|
$5.05 M
|
| EBITDA |
$175.73 M
|
$215.22 M
|
$219.74 M
|
$153.64 M
|
$175.75 M
|
$150.32 M
|
$141.18 M
|
$131.75 M
|
$130.14 M
|
$125.67 M
|
| EBITDA Ratio |
0.36 |
0.43 |
0.43 |
0.3 |
0.35 |
0.44 |
0.33 |
0.33 |
0.33 |
0.33 |
| Operating Income Ratio
|
0.41
|
0.42
|
0.42
|
0.29
|
0.34
|
0.41
|
0.32
|
0.32
|
0.32
|
0.32
|
| Total Other
Income/Expenses Net |
-$48.52 M
|
-$967,000.00
|
$0.00
|
-$4.80 M
|
-$3.10 M
|
$0.00
|
$2.13 M
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$153.46 M |
$196.16 M |
$199.86 M |
$133.09 M |
$155.43 M |
$137.00 M |
$128.16 M |
$118.80 M |
$116.63 M |
$112.30 M |
| Income Before Tax Ratio
|
0.31
|
0.38
|
0.42
|
0.29
|
0.34
|
0.32
|
0.32
|
0.32
|
0.32
|
0.32
|
| Income Tax Expense |
$34.68 M |
$44.16 M |
$44.97 M |
$28.70 M |
$34.41 M |
$24.44 M |
$46.01 M |
$40.39 M |
$40.20 M |
$37.23 M |
| Net Income |
$118.78 M |
$152.00 M |
$154.89 M |
$104.39 M |
$121.02 M |
$112.57 M |
$82.15 M |
$78.41 M |
$76.43 M |
$75.07 M |
| Net Income Ratio |
0.24 |
0.3 |
0.33 |
0.23 |
0.27 |
0.26 |
0.21 |
0.21 |
0.21 |
0.21 |
| EPS |
2.67 |
3.54 |
3.57 |
2.39 |
2.76 |
2.58 |
1.89 |
1.81 |
1.74 |
1.71 |
| EPS Diluted |
2.65 |
3.52 |
3.54 |
2.37 |
2.74 |
2.56 |
1.87 |
1.8 |
1.72 |
1.69 |
| Weighted Average Shares
Out |
$44.53 M
|
$42.92 M
|
$43.42 M
|
$43.69 M
|
$43.82 M
|
$43.63 M
|
$43.47 M
|
$43.32 M
|
$43.92 M
|
$43.90 M
|
| Weighted Average Shares
Out Diluted |
$44.77 M
|
$43.18 M
|
$43.72 M
|
$43.99 M
|
$44.12 M
|
$44.02 M
|
$43.90 M
|
$43.62 M
|
$44.39 M
|
$44.39 M
|
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