MSBI
Income statement / Annual
Last year (2025), Midland States Bancorp Inc's total revenue was $467.59 M,
a decrease of 14.37% from the previous year.
In 2025, Midland States Bancorp Inc's net income was -$124.28 M.
See Midland States Bancorp Inc,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$467.59 M |
$546.05 M |
$508.50 M |
$436.51 M |
$313.23 M |
$315.97 M |
$326.94 M |
$294.71 M |
$210.52 M |
$191.35 M |
| Cost of Revenue |
$199.29 M
|
$310.11 M
|
$250.84 M
|
$132.78 M
|
$33.54 M
|
$90.11 M
|
$76.69 M
|
$52.71 M
|
$33.01 M
|
$21.59 M
|
| Gross Profit |
$268.30 M
|
$235.94 M
|
$257.66 M
|
$303.73 M
|
$279.70 M
|
$225.86 M
|
$250.25 M
|
$242.00 M
|
$177.51 M
|
$169.76 M
|
| Gross Profit Ratio |
0.57
|
0.43
|
0.51
|
0.7
|
0.89
|
0.71
|
0.77
|
0.82
|
0.84
|
0.89
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$122.31 M
|
$98.92 M
|
$98.22 M
|
$93.64 M
|
$90.23 M
|
$85.56 M
|
$91.91 M
|
$97.41 M
|
$80.52 M
|
$68.00 M
|
| Selling & Marketing Expenses |
$3.54 M
|
$3.93 M
|
$3.16 M
|
$3.32 M
|
$3.24 M
|
$3.50 M
|
$3.93 M
|
$4.76 M
|
$3.29 M
|
$2.73 M
|
| Selling, General & Administrative Expenses |
$125.84 M
|
$102.84 M
|
$101.38 M
|
$96.96 M
|
$93.47 M
|
$89.06 M
|
$95.83 M
|
$102.17 M
|
$83.81 M
|
$70.73 M
|
| Other Expenses |
$245.71 M
|
$86.19 M
|
$68.32 M
|
$75.38 M
|
$87.12 M
|
$104.79 M
|
$81.95 M
|
$89.03 M
|
$67.24 M
|
$48.60 M
|
| Operating Expenses |
$371.55 M
|
$189.04 M
|
$169.70 M
|
$172.34 M
|
$180.59 M
|
$193.84 M
|
$177.78 M
|
$191.19 M
|
$151.04 M
|
$119.33 M
|
| Cost And Expenses |
$570.83 M
|
$499.15 M
|
$420.54 M
|
$305.12 M
|
$214.12 M
|
$283.96 M
|
$254.47 M
|
$243.90 M
|
$184.05 M
|
$140.92 M
|
| Interest Income |
$387.87 M
|
$411.74 M
|
$417.10 M
|
$312.72 M
|
$237.82 M
|
$244.89 M
|
$249.52 M
|
$223.37 M
|
$153.11 M
|
$121.25 M
|
| Interest Expense |
$151.06 M
|
$189.78 M
|
$168.28 M
|
$56.02 M
|
$30.14 M
|
$45.75 M
|
$59.70 M
|
$43.28 M
|
$0.00
|
$0.00
|
| Depreciation & Amortization |
$9.78 M
|
$0.00
|
$12.72 M
|
$14.38 M
|
$16.35 M
|
$19.51 M
|
$19.43 M
|
$16.07 M
|
$13.45 M
|
$13.37 M
|
| EBITDA |
-$93.47 M |
$46.90 M |
$100.68 M |
$145.76 M |
$115.46 M |
$51.53 M |
$91.90 M |
$66.88 M |
$39.92 M |
$63.80 M |
| EBITDA Ratio |
-0.2
|
0.09
|
0.2
|
0.33
|
0.37
|
0.16
|
0.28
|
0.23
|
0.19
|
0.33
|
| Operating Income Ratio |
-0.22
|
0.09
|
0.17
|
0.3
|
0.32
|
0.1
|
0.22
|
0.17
|
0.13
|
0.26
|
| Total Other Income/Expenses Net |
-$11.63 M
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
-$114.87 M
|
$46.90 M
|
$87.96 M
|
$131.39 M
|
$99.11 M
|
$32.01 M
|
$72.47 M
|
$50.81 M
|
$26.47 M
|
$50.42 M
|
| Income Before Tax Ratio |
-0.25
|
0.09
|
0.17
|
0.3
|
0.32
|
0.1
|
0.22
|
0.17
|
0.13
|
0.26
|
| Income Tax Expense |
$9.41 M
|
$8.86 M
|
$26.81 M
|
$31.15 M
|
$17.80 M
|
$9.48 M
|
$16.69 M
|
$11.38 M
|
$10.42 M
|
$18.89 M
|
| Net Income |
-$124.28 M
|
$38.04 M
|
$61.16 M
|
$100.24 M
|
$81.32 M
|
$22.54 M
|
$55.78 M
|
$39.42 M
|
$16.06 M
|
$31.54 M
|
| Net Income Ratio |
-0.27
|
0.07
|
0.12
|
0.23
|
0.26
|
0.07
|
0.17
|
0.13
|
0.08
|
0.16
|
| EPS |
-6.14 |
1.32 |
2.33 |
4.24 |
3.58 |
0.95 |
2.28 |
1.69 |
0.89 |
2.22 |
| EPS Diluted |
-6.14 |
1.32 |
2.33 |
4.23 |
3.57 |
0.95 |
2.26 |
1.66 |
0.87 |
2.17 |
| Weighted Average Shares Out |
$21.85 M
|
$21.68 M
|
$22.12 M
|
$22.34 M
|
$22.48 M
|
$23.34 M
|
$24.29 M
|
$23.13 M
|
$17.78 M
|
$14.13 M
|
| Weighted Average Shares Out Diluted |
$21.85 M
|
$21.74 M
|
$22.12 M
|
$22.40 M
|
$22.55 M
|
$23.35 M
|
$24.49 M
|
$23.55 M
|
$18.28 M
|
$14.43 M
|
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