FISI
Income statement / Annual
Last year (2025), Financial Institutions, Inc.'s total revenue was $44.96 M,
a decrease of 82.98% from the previous year.
In 2025, Financial Institutions, Inc.'s net income was $74.87 M.
See Financial Institutions, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$44.96 M |
$264.17 M |
$332.59 M |
$241.09 M |
$212.03 M |
$204.37 M |
$208.83 M |
$188.01 M |
$164.73 M |
$150.69 M |
| Cost of Revenue |
$0.00
|
$176.13 M
|
$135.30 M
|
$42.84 M
|
$4.14 M
|
$49.50 M
|
$46.93 M
|
$38.80 M
|
$30.86 M
|
$22.18 M
|
| Gross Profit |
$0.00
|
$88.04 M
|
$197.29 M
|
$198.25 M
|
$207.89 M
|
$154.87 M
|
$161.90 M
|
$149.21 M
|
$133.87 M
|
$128.51 M
|
| Gross Profit Ratio |
0
|
0.33
|
0.59
|
0.82
|
0.98
|
0.76
|
0.78
|
0.79
|
0.81
|
0.85
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$0.00
|
$73.35 M
|
$78.66 M
|
$74.02 M
|
$65.29 M
|
$63.55 M
|
$69.35 M
|
$68.22 M
|
$57.43 M
|
$53.45 M
|
| Selling & Marketing Expenses |
$1.81 M
|
$1.57 M
|
$1.93 M
|
$2.01 M
|
$1.70 M
|
$2.61 M
|
$3.58 M
|
$3.58 M
|
$2.17 M
|
$2.10 M
|
| Selling, General & Administrative Expenses |
$1.81 M
|
$74.92 M
|
$80.59 M
|
$76.03 M
|
$66.99 M
|
$66.16 M
|
$72.93 M
|
$71.80 M
|
$59.60 M
|
$55.55 M
|
| Other Expenses |
$43.15 M
|
$81.27 M
|
$53.65 M
|
$51.25 M
|
$43.68 M
|
$42.99 M
|
$29.55 M
|
$27.87 M
|
$30.80 M
|
$28.83 M
|
| Operating Expenses |
$44.96 M
|
$156.18 M
|
$134.24 M
|
$127.28 M
|
$110.67 M
|
$109.15 M
|
$102.48 M
|
$99.67 M
|
$90.40 M
|
$84.37 M
|
| Cost And Expenses |
$44.96 M
|
$332.32 M
|
$269.54 M
|
$170.12 M
|
$114.81 M
|
$158.65 M
|
$149.41 M
|
$138.48 M
|
$121.26 M
|
$106.55 M
|
| Interest Income |
$332.99 M
|
$313.23 M
|
$286.13 M
|
$196.11 M
|
$167.21 M
|
$161.30 M
|
$168.80 M
|
$152.73 M
|
$130.11 M
|
$115.23 M
|
| Interest Expense |
$133.00 M
|
$149.64 M
|
$120.42 M
|
$28.74 M
|
$12.48 M
|
$22.31 M
|
$38.89 M
|
$29.87 M
|
$17.50 M
|
$12.54 M
|
| Depreciation & Amortization |
$0.00
|
$7.68 M
|
$8.09 M
|
$8.11 M
|
$8.05 M
|
$7.89 M
|
$8.21 M
|
$6.48 M
|
$6.18 M
|
$5.96 M
|
| EBITDA |
$0.00 |
-$60.47 M |
$71.14 M |
$79.08 M |
$105.27 M |
$53.62 M |
$67.63 M |
$56.01 M |
$49.65 M |
$50.10 M |
| EBITDA Ratio |
0
|
-0.23
|
0.21
|
0.33
|
0.5
|
0.26
|
0.32
|
0.3
|
0.3
|
0.33
|
| Operating Income Ratio |
0
|
-0.26
|
0.19
|
0.29
|
0.46
|
0.22
|
0.28
|
0.26
|
0.26
|
0.29
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$91.35 M
|
-$68.15 M
|
$63.05 M
|
$70.97 M
|
$97.22 M
|
$45.72 M
|
$59.42 M
|
$49.53 M
|
$43.47 M
|
$44.14 M
|
| Income Before Tax Ratio |
2.03
|
-0.26
|
0.19
|
0.29
|
0.46
|
0.22
|
0.28
|
0.26
|
0.26
|
0.29
|
| Income Tax Expense |
$16.49 M
|
-$26.50 M
|
$12.79 M
|
$14.40 M
|
$19.53 M
|
$7.39 M
|
$10.56 M
|
$10.01 M
|
$9.95 M
|
$12.21 M
|
| Net Income |
$74.87 M
|
-$41.65 M
|
$50.26 M
|
$56.57 M
|
$77.70 M
|
$38.33 M
|
$48.86 M
|
$39.53 M
|
$33.53 M
|
$31.93 M
|
| Net Income Ratio |
1.67
|
-0.16
|
0.15
|
0.23
|
0.37
|
0.19
|
0.23
|
0.21
|
0.2
|
0.21
|
| EPS |
3.72 |
-2.75 |
3.17 |
3.58 |
4.81 |
2.3 |
2.97 |
2.39 |
2.13 |
2.11 |
| EPS Diluted |
3.68 |
-2.75 |
3.15 |
3.56 |
4.78 |
2.3 |
2.96 |
2.39 |
2.13 |
2.1 |
| Weighted Average Shares Out |
$20.12 M
|
$15.68 M
|
$15.38 M
|
$15.38 M
|
$15.84 M
|
$16.02 M
|
$15.97 M
|
$15.91 M
|
$15.04 M
|
$14.44 M
|
| Weighted Average Shares Out Diluted |
$20.34 M
|
$15.68 M
|
$15.48 M
|
$15.47 M
|
$15.94 M
|
$16.06 M
|
$16.03 M
|
$15.96 M
|
$15.09 M
|
$14.49 M
|
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