CFFI
Income statement / Annual
Last year (2024), C&F Financial Corporation's total revenue was $139.59 M,
an increase of 17.26% from the previous year.
In 2024, C&F Financial Corporation's net income was $19.83 M.
See C&F Financial Corporation,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$139.59 M |
$119.05 M |
$119.73 M |
$131.62 M |
$96.91 M |
$110.23 M |
$106.45 M |
$107.22 M |
$106.52 M |
$99.07 M |
| Cost of Revenue |
$56.07 M
|
$34.71 M
|
$11.06 M
|
$8.93 M
|
$0.00
|
$44.97 M
|
$42.00 M
|
$43.60 M
|
$41.93 M
|
$38.93 M
|
| Gross Profit |
$110.44 M
|
$123.33 M
|
$115.56 M
|
$131.62 M
|
$96.91 M
|
$65.27 M
|
$64.44 M
|
$63.63 M
|
$64.59 M
|
$60.14 M
|
| Gross Profit Ratio |
0.79
|
1.04
|
0.97
|
1
|
1
|
0.59
|
0.61
|
0.59
|
0.61
|
0.61
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$55.41 M
|
$56.54 M
|
$48.92 M
|
$59.64 M
|
$57.67 M
|
$55.11 M
|
$42.00 M
|
$51.33 M
|
$49.57 M
|
$47.75 M
|
| Selling & Marketing Expenses |
$1.21 M
|
$1.55 M
|
$1.81 M
|
$1.52 M
|
$1.66 M
|
$1.78 M
|
$1.60 M
|
$1.52 M
|
$1.63 M
|
$1.41 M
|
| Selling, General & Administrative Expenses |
$56.62 M
|
$58.08 M
|
$72.57 M
|
$61.17 M
|
$59.33 M
|
$48.98 M
|
$42.00 M
|
$44.63 M
|
$50.30 M
|
$49.16 M
|
| Other Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$75.57 M
|
$61.25 M
|
$62.84 M
|
$62.11 M
|
$56.22 M
|
$55.03 M
|
| Operating Expenses |
$86.31 M
|
$79.70 M
|
$72.57 M
|
$92.96 M
|
$134.90 M
|
$110.23 M
|
$106.45 M
|
$107.22 M
|
$106.52 M
|
$90.38 M
|
| Cost And Expenses |
$142.38 M
|
$79.70 M
|
$86.49 M
|
$101.89 M
|
$134.90 M
|
$110.23 M
|
$106.45 M
|
$107.22 M
|
$106.52 M
|
$129.31 M
|
| Interest Income |
$139.59 M
|
$124.14 M
|
$101.35 M
|
$93.73 M
|
$96.91 M
|
$95.01 M
|
$92.55 M
|
$89.59 M
|
$89.44 M
|
$87.05 M
|
| Interest Expense |
$42.82 M
|
$26.43 M
|
$7.89 M
|
$8.36 M
|
$13.38 M
|
$14.56 M
|
$11.03 M
|
$9.60 M
|
$8.97 M
|
$8.69 M
|
| Depreciation & Amortization |
$3.86 M
|
$3.88 M
|
$4.36 M
|
$0.00
|
$4.19 M
|
$3.87 M
|
$3.67 M
|
$3.45 M
|
$3.42 M
|
$2.51 M
|
| EBITDA |
$27.99 M |
$33.04 M |
$41.32 M |
$38.36 M |
$33.41 M |
$27.80 M |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| EBITDA Ratio |
0.2
|
0.28
|
0.35
|
0.29
|
0.34
|
0.25
|
0
|
0
|
0
|
0
|
| Operating Income Ratio |
0.17
|
0.24
|
0.31
|
0.29
|
0.3
|
0.42
|
0.43
|
1.08
|
1.08
|
1.09
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
-$22.56 M
|
-$23.02 M
|
-$98.37 M
|
-$97.15 M
|
-$90.38 M
|
| Income Before Tax |
$24.13 M
|
$29.16 M
|
$36.96 M
|
$38.08 M
|
$29.22 M
|
$23.93 M
|
$22.54 M
|
$17.97 M
|
$17.92 M
|
$17.38 M
|
| Income Before Tax Ratio |
0.17
|
0.24
|
0.31
|
0.29
|
0.3
|
0.22
|
0.21
|
0.17
|
0.17
|
0.18
|
| Income Tax Expense |
$4.22 M
|
$5.42 M
|
$7.60 M
|
$8.96 M
|
$6.80 M
|
$5.08 M
|
$4.52 M
|
$11.39 M
|
$4.46 M
|
$4.85 M
|
| Net Income |
$19.83 M
|
$23.60 M
|
$29.16 M
|
$28.67 M
|
$22.12 M
|
$18.86 M
|
$18.02 M
|
$6.57 M
|
$13.46 M
|
$12.53 M
|
| Net Income Ratio |
0.14
|
0.2
|
0.24
|
0.22
|
0.23
|
0.17
|
0.17
|
0.06
|
0.13
|
0.13
|
| EPS |
6.01 |
6.92 |
8.29 |
7.95 |
6.06 |
5.47 |
5.15 |
1.89 |
3.9 |
3.68 |
| EPS Diluted |
6.01 |
6.92 |
8.29 |
7.95 |
6.06 |
5.47 |
5.15 |
1.88 |
3.89 |
3.68 |
| Weighted Average Shares Out |
$3.30 M
|
$3.41 M
|
$3.52 M
|
$3.60 M
|
$3.65 M
|
$3.45 M
|
$3.50 M
|
$3.49 M
|
$3.45 M
|
$3.40 M
|
| Weighted Average Shares Out Diluted |
$3.30 M
|
$3.41 M
|
$3.52 M
|
$3.60 M
|
$3.65 M
|
$3.45 M
|
$3.50 M
|
$3.49 M
|
$3.46 M
|
$3.40 M
|
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