CFFI
Income statement / Annual
Last year (2024), C&F Financial Corporation's total revenue was $166.51 M,
an increase of 11.19% from the previous year.
In 2024, C&F Financial Corporation's net income was $19.83 M.
See C&F Financial Corporation,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$166.51 M |
$149.76 M |
$123.45 M |
$139.98 M |
$148.21 M |
$124.79 M |
$117.47 M |
$116.83 M |
$115.49 M |
$107.76 M |
| Cost of Revenue |
$56.07 M
|
$34.71 M
|
$11.06 M
|
$8.93 M
|
$24.46 M
|
$23.07 M
|
$22.03 M
|
$26.04 M
|
$27.01 M
|
$24.21 M
|
| Gross Profit |
$110.44 M
|
$115.05 M
|
$112.39 M
|
$131.04 M
|
$123.75 M
|
$101.72 M
|
$95.44 M
|
$90.79 M
|
$88.48 M
|
$83.56 M
|
| Gross Profit Ratio |
0.66
|
0.77
|
0.91
|
0.94
|
0.83
|
0.82
|
0.81
|
0.78
|
0.77
|
0.78
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$55.41 M
|
$56.54 M
|
$48.92 M
|
$59.64 M
|
$57.67 M
|
$47.20 M
|
$42.00 M
|
$43.60 M
|
$48.67 M
|
$42.63 M
|
| Selling & Marketing Expenses |
$1.21 M
|
$1.55 M
|
$1.81 M
|
$1.52 M
|
$1.66 M
|
$1.78 M
|
$1.60 M
|
$1.52 M
|
$1.63 M
|
$1.41 M
|
| Selling, General & Administrative Expenses |
$56.62 M
|
$58.08 M
|
$50.72 M
|
$61.17 M
|
$59.33 M
|
$48.98 M
|
$43.60 M
|
$45.12 M
|
$50.30 M
|
$44.04 M
|
| Other Expenses |
$29.69 M
|
$27.81 M
|
$24.70 M
|
$31.79 M
|
$35.20 M
|
$28.80 M
|
$29.29 M
|
$27.70 M
|
$20.26 M
|
$22.14 M
|
| Operating Expenses |
$86.31 M
|
$85.89 M
|
$75.42 M
|
$92.96 M
|
$94.53 M
|
$77.78 M
|
$72.90 M
|
$72.82 M
|
$70.56 M
|
$66.17 M
|
| Cost And Expenses |
$142.38 M
|
$120.59 M
|
$86.49 M
|
$101.89 M
|
$118.99 M
|
$100.86 M
|
$94.93 M
|
$98.86 M
|
$97.57 M
|
$90.38 M
|
| Interest Income |
$139.59 M
|
$124.14 M
|
$101.35 M
|
$93.73 M
|
$96.91 M
|
$95.01 M
|
$92.55 M
|
$89.59 M
|
$89.44 M
|
$87.05 M
|
| Interest Expense |
$42.82 M
|
$26.43 M
|
$7.89 M
|
$8.36 M
|
$13.38 M
|
$14.56 M
|
$11.03 M
|
$9.60 M
|
$8.97 M
|
$8.69 M
|
| Depreciation & Amortization |
$3.86 M
|
$3.88 M
|
$4.36 M
|
$4.74 M
|
$4.19 M
|
$3.87 M
|
$3.67 M
|
$3.45 M
|
$3.42 M
|
$2.51 M
|
| EBITDA |
$27.99 M |
$33.04 M |
$41.32 M |
$42.82 M |
$33.41 M |
$27.80 M |
$26.21 M |
$21.41 M |
$21.34 M |
$19.89 M |
| EBITDA Ratio |
0.17
|
0.22
|
0.33
|
0.31
|
0.23
|
0.22
|
0.22
|
0.18
|
0.18
|
0.18
|
| Operating Income Ratio |
0.14
|
0.19
|
0.3
|
0.27
|
0.2
|
0.19
|
0.19
|
0.15
|
0.16
|
0.16
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$24.13 M
|
$29.16 M
|
$36.96 M
|
$38.08 M
|
$29.22 M
|
$23.93 M
|
$22.54 M
|
$17.97 M
|
$17.92 M
|
$17.38 M
|
| Income Before Tax Ratio |
0.14
|
0.19
|
0.3
|
0.27
|
0.2
|
0.19
|
0.19
|
0.15
|
0.16
|
0.16
|
| Income Tax Expense |
$4.22 M
|
$5.42 M
|
$7.60 M
|
$8.96 M
|
$6.80 M
|
$5.08 M
|
$4.52 M
|
$11.39 M
|
$4.46 M
|
$4.85 M
|
| Net Income |
$19.83 M
|
$23.60 M
|
$29.16 M
|
$28.67 M
|
$22.12 M
|
$18.86 M
|
$18.02 M
|
$6.57 M
|
$13.46 M
|
$12.53 M
|
| Net Income Ratio |
0.12
|
0.16
|
0.24
|
0.2
|
0.15
|
0.15
|
0.15
|
0.06
|
0.12
|
0.12
|
| EPS |
6.01 |
6.92 |
8.29 |
7.95 |
6.06 |
5.47 |
5.15 |
1.89 |
3.9 |
3.68 |
| EPS Diluted |
6.01 |
6.92 |
8.29 |
7.95 |
6.06 |
5.47 |
5.15 |
1.88 |
3.89 |
3.68 |
| Weighted Average Shares Out |
$3.30 M
|
$3.41 M
|
$3.52 M
|
$3.60 M
|
$3.65 M
|
$3.45 M
|
$3.50 M
|
$3.49 M
|
$3.45 M
|
$3.40 M
|
| Weighted Average Shares Out Diluted |
$3.30 M
|
$3.41 M
|
$3.52 M
|
$3.60 M
|
$3.65 M
|
$3.45 M
|
$3.50 M
|
$3.49 M
|
$3.46 M
|
$3.40 M
|
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