CACC
Income statement / Annual
Last year (2024), Credit Acceptance Corporation's total revenue was $2.13 B,
an increase of 13.54% from the previous year.
In 2024, Credit Acceptance Corporation's net income was $247.90 M.
See Credit Acceptance Corporation,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$2.13 B |
$1.88 B |
$1.82 B |
$1.85 B |
$1.67 B |
$1.48 B |
$1.28 B |
$1.11 B |
$965.20 M |
$823.60 M |
| Cost of Revenue |
$802.20 M
|
$617.40 M
|
$475.00 M
|
$421.10 M
|
$416.40 M
|
$419.60 M
|
$350.40 M
|
$283.00 M
|
$250.20 M
|
$225.60 M
|
| Gross Profit |
$1.33 B
|
$1.26 B
|
$1.35 B
|
$1.43 B
|
$1.25 B
|
$1.06 B
|
$929.60 M
|
$824.20 M
|
$715.00 M
|
$598.00 M
|
| Gross Profit Ratio |
0.62
|
0.67
|
0.74
|
0.77
|
0.75
|
0.72
|
0.73
|
0.74
|
0.74
|
0.73
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$97.90 M
|
$87.20 M
|
$88.70 M
|
$100.30 M
|
$69.60 M
|
$65.10 M
|
$55.70 M
|
$55.50 M
|
$48.20 M
|
$37.80 M
|
| Selling & Marketing Expenses |
$94.40 M
|
$91.70 M
|
$75.60 M
|
$65.30 M
|
$69.50 M
|
$70.20 M
|
$67.70 M
|
$58.40 M
|
$49.40 M
|
$45.90 M
|
| Selling, General & Administrative Expenses |
$192.30 M
|
$178.90 M
|
$164.30 M
|
$165.60 M
|
$139.10 M
|
$135.30 M
|
$123.40 M
|
$113.90 M
|
$97.60 M
|
$83.70 M
|
| Other Expenses |
$814.70 M
|
$736.20 M
|
$481.40 M
|
$8.40 M
|
$1.11 B
|
$76.40 M
|
$56.90 M
|
$129.30 M
|
$90.20 M
|
$41.50 M
|
| Operating Expenses |
$1.01 B
|
$915.10 M
|
$645.70 M
|
$174.00 M
|
$1.25 B
|
$211.70 M
|
$180.30 M
|
$243.20 M
|
$187.80 M
|
$125.20 M
|
| Cost And Expenses |
$1.81 B
|
$1.53 B
|
$1.12 B
|
$595.10 M
|
$1.67 B
|
$631.30 M
|
$530.70 M
|
$526.20 M
|
$438.00 M
|
$350.80 M
|
| Interest Income |
$26.20 M
|
$19.70 M
|
$6.60 M
|
$1.20 M
|
$2.90 M
|
$8.50 M
|
$5.00 M
|
$2.20 M
|
$1.70 M
|
$0.00
|
| Interest Expense |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$196.20 M
|
$156.60 M
|
$120.20 M
|
$97.70 M
|
$76.00 M
|
| Depreciation & Amortization |
$27.80 M
|
$26.60 M
|
$25.60 M
|
$26.30 M
|
$23.80 M
|
$22.40 M
|
$19.50 M
|
$16.40 M
|
$15.30 M
|
$14.20 M
|
| EBITDA |
$352.90 M |
$373.90 M |
$727.90 M |
$1.28 B |
$576.60 M |
$870.50 M |
$768.80 M |
$597.40 M |
$542.50 M |
$487.00 M |
| EBITDA Ratio |
0.17
|
0.2
|
0.4
|
0.69
|
0.35
|
0.59
|
0.6
|
0.54
|
0.56
|
0.59
|
| Operating Income Ratio |
0.15
|
0.18
|
0.39
|
0.68
|
0
|
0.57
|
0.59
|
0.52
|
0.55
|
0.57
|
| Total Other Income/Expenses Net |
$4.40 M
|
$20.30 M
|
$9.40 M
|
$5.10 M
|
$549.50 M
|
$7.80 M
|
$5.80 M
|
$2.80 M
|
$4.00 M
|
$1.70 M
|
| Income Before Tax |
$329.50 M
|
$367.60 M
|
$711.70 M
|
$1.26 B
|
$549.50 M
|
$855.90 M
|
$755.10 M
|
$583.80 M
|
$531.20 M
|
$474.50 M
|
| Income Before Tax Ratio |
0.15
|
0.2
|
0.39
|
0.68
|
0.33
|
0.58
|
0.59
|
0.53
|
0.55
|
0.58
|
| Income Tax Expense |
$81.60 M
|
$81.50 M
|
$175.90 M
|
$302.60 M
|
$128.50 M
|
$199.80 M
|
$181.10 M
|
$113.60 M
|
$198.40 M
|
$174.80 M
|
| Net Income |
$247.90 M
|
$286.10 M
|
$535.80 M
|
$958.30 M
|
$421.00 M
|
$656.10 M
|
$574.00 M
|
$470.20 M
|
$332.80 M
|
$299.70 M
|
| Net Income Ratio |
0.12
|
0.15
|
0.29
|
0.52
|
0.25
|
0.44
|
0.45
|
0.42
|
0.34
|
0.36
|
| EPS |
20.12 |
22.09 |
39.5 |
59.57 |
23.57 |
34.71 |
29.52 |
24.12 |
16.37 |
14.35 |
| EPS Diluted |
19.88 |
21.99 |
39.32 |
59.52 |
23.47 |
34.57 |
29.39 |
24.04 |
16.31 |
14.28 |
| Weighted Average Shares Out |
$12.32 M
|
$12.95 M
|
$13.56 M
|
$16.09 M
|
$17.86 M
|
$18.90 M
|
$19.45 M
|
$19.50 M
|
$20.33 M
|
$20.89 M
|
| Weighted Average Shares Out Diluted |
$12.47 M
|
$13.01 M
|
$13.63 M
|
$16.10 M
|
$17.94 M
|
$18.98 M
|
$19.53 M
|
$19.56 M
|
$20.41 M
|
$20.98 M
|
| Link |
|
|
|
|
|
|
|
|
|
|
