BVFL
Income statement / Annual
Last year (2024), BV Financial, Inc.'s total revenue was $49.20 M,
an increase of 5.12% from the previous year.
In 2024, BV Financial, Inc.'s net income was $11.72 M.
See BV Financial, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2017
|
FY-2016
|
FY-2015
|
FY-2014
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
06/30/2018 |
06/30/2017 |
06/30/2016 |
06/30/2015 |
| Operating Revenue |
$49.20 M |
$46.80 M |
$38.77 M |
$31.75 M |
$19.88 M |
$12.65 M |
$7.18 M |
$7.30 M |
$7.26 M |
$7.47 M |
| Cost of Revenue |
$11.29 M
|
$9.15 M
|
$4.47 M
|
$4.31 M
|
$3.60 M
|
$1.85 M
|
$893.00 K
|
$1.19 M
|
$0.00
|
$7.47 M
|
| Gross Profit |
$37.90 M
|
$37.84 M
|
$34.30 M
|
$27.44 M
|
$16.28 M
|
$10.80 M
|
$6.29 M
|
$6.11 M
|
$7.26 M
|
$0.00
|
| Gross Profit Ratio |
0.77
|
0.81
|
0.88
|
0.86
|
0.82
|
0.85
|
0.88
|
0.84
|
1
|
0
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$14.33 M
|
$12.59 M
|
$10.35 M
|
$8.10 M
|
$6.11 M
|
$4.64 M
|
$2.83 M
|
$2.75 M
|
$0.00
|
$0.00
|
| Selling & Marketing Expenses |
$23.00 K
|
$43.00 K
|
$23.00 K
|
$23.00 K
|
$20.00 K
|
$55.00 K
|
$59.00 K
|
$64.00 K
|
$0.00
|
$0.00
|
| Selling, General & Administrative Expenses |
$14.35 M
|
$12.64 M
|
$10.37 M
|
$8.12 M
|
$6.13 M
|
$4.70 M
|
$2.89 M
|
$2.82 M
|
$0.00
|
$4.54 M
|
| Other Expenses |
$7.14 M
|
$6.59 M
|
$9.38 M
|
$6.50 M
|
$1.16 M
|
$2.77 M
|
$2.22 M
|
$2.27 M
|
$0.00
|
-$2.27 M
|
| Operating Expenses |
$21.50 M
|
$19.22 M
|
$19.75 M
|
$14.62 M
|
$7.29 M
|
$7.47 M
|
$5.11 M
|
$5.09 M
|
$2.03 M
|
$2.27 M
|
| Cost And Expenses |
$32.79 M
|
$28.37 M
|
$24.20 M
|
$18.93 M
|
$10.89 M
|
$9.32 M
|
$6.00 M
|
$6.22 M
|
$7.48 M
|
$6.63 M
|
| Interest Income |
$46.68 M
|
$43.42 M
|
$33.35 M
|
$29.38 M
|
$18.23 M
|
$12.15 M
|
$6.76 M
|
$6.91 M
|
$0.00
|
$0.00
|
| Interest Expense |
$11.50 M
|
$9.19 M
|
$3.43 M
|
$3.73 M
|
$2.90 M
|
$1.74 M
|
$779.00 K
|
$784.00 K
|
$46.00 K
|
$46.00 K
|
| Depreciation & Amortization |
$1.00 M
|
$1.05 M
|
$1.04 M
|
$1.02 M
|
$696.00 K
|
$399.00 K
|
$212.00 K
|
$235.00 K
|
$241.00 K
|
$245.00 K
|
| EBITDA |
$17.41 M |
$19.67 M |
$15.60 M |
$13.85 M |
$9.69 M |
$3.74 M |
$1.39 M |
$1.26 M |
$241.00 K |
$1.27 M |
| EBITDA Ratio |
0.35
|
0.42
|
0.4
|
0.44
|
0.49
|
0.3
|
0.19
|
0.17
|
0.03
|
0.17
|
| Operating Income Ratio |
0.33
|
0.4
|
0.38
|
0.4
|
0.45
|
0.26
|
0.16
|
0.14
|
0
|
0.11
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
-$175.00 K
|
$177.00 K
|
| Income Before Tax |
$16.41 M
|
$18.62 M
|
$14.55 M
|
$12.82 M
|
$8.99 M
|
$3.34 M
|
$1.18 M
|
$1.03 M
|
-$221.00 K
|
$1.02 M
|
| Income Before Tax Ratio |
0.33
|
0.4
|
0.38
|
0.4
|
0.45
|
0.26
|
0.16
|
0.14
|
-0.03
|
0.14
|
| Income Tax Expense |
$4.68 M
|
$4.92 M
|
$4.03 M
|
$3.38 M
|
$1.35 M
|
$865.00 K
|
$1.09 M
|
$372.00 K
|
-$101.00 K
|
$309.00 K
|
| Net Income |
$11.72 M
|
$13.71 M
|
$10.52 M
|
$9.44 M
|
$7.65 M
|
$2.47 M
|
$91.00 K
|
$653.00 K
|
-$120.00 K
|
$713.00 K
|
| Net Income Ratio |
0.24
|
0.29
|
0.27
|
0.3
|
0.38
|
0.2
|
0.01
|
0.09
|
-0.02
|
0.1
|
| EPS |
1.1 |
1.47 |
1.32 |
1.33 |
1.08 |
0.38 |
0.03 |
0.22 |
-0.0403 |
0.24 |
| EPS Diluted |
1.1 |
1.47 |
1.32 |
1.32 |
1.07 |
0.38 |
0.03 |
0.22 |
-0.0403 |
0.24 |
| Weighted Average Shares Out |
$10.68 M
|
$9.32 M
|
$7.95 M
|
$7.12 M
|
$7.10 M
|
$6.44 M
|
$2.99 M
|
$2.98 M
|
$2.97 M
|
$2.98 M
|
| Weighted Average Shares Out Diluted |
$10.66 M
|
$9.32 M
|
$7.97 M
|
$7.14 M
|
$7.13 M
|
$6.46 M
|
$2.99 M
|
$2.99 M
|
$2.97 M
|
$2.98 M
|
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