BOTJ
Income statement / Annual
Last year (2023), Bank of the James Financial Group, Inc.'s total revenue was $39.36 M,
a decrease of 6.33% from the previous year.
In 2023, Bank of the James Financial Group, Inc.'s net income was $8.70 M.
See Bank of the James Financial Group, Inc.’s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
FY-2014
|
| Period Ended |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
12/31/2014 |
| Operating Revenue |
$39.36 M
|
$42.02 M
|
$37.19 M
|
$35.01 M
|
$31.09 M
|
$27.88 M
|
$24.93 M
|
$23.59 M
|
$21.80 M
|
$19.99 M
|
| Cost of Revenue |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$301,000.00 |
$220,000.00 |
| Gross Profit |
$39.36 M |
$42.02 M |
$37.19 M |
$35.01 M |
$31.09 M |
$27.88 M |
$24.93 M |
$23.59 M |
$21.50 M |
$19.77 M |
| Gross Profit Ratio |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
1 |
0.99 |
0.99 |
| Research and Development
Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative
Expenses |
$19.26 M
|
$18.18 M
|
$17.40 M
|
$16.25 M
|
$13.92 M
|
$12.23 M
|
$10.91 M
|
$10.07 M
|
$9.48 M
|
$8.59 M
|
| Selling & Marketing
Expenses |
$919,000.00
|
$920,000.00
|
$934,000.00
|
$667,000.00
|
$866,000.00
|
$611,000.00
|
$739,000.00
|
$686,000.00
|
$465,000.00
|
$472,000.00
|
| Selling, General &
Administrative Expenses |
$29.29 M
|
$19.10 M
|
$18.33 M
|
$16.91 M
|
$14.78 M
|
$12.84 M
|
$11.65 M
|
$10.76 M
|
$9.94 M
|
$9.06 M
|
| Other Expenses |
$0.00 |
-$10.47 M |
-$46.06 M |
-$45.74 M |
-$38.93 M |
-$30.29 M |
-$28.23 M |
-$5.70 M |
-$4.97 M |
-$25.25 M |
| Operating Expenses |
$41.80 M |
$920,000.00 |
-$27.73 M |
-$28.83 M |
-$24.15 M |
-$17.46 M |
-$16.58 M |
$686,000.00 |
$465,000.00 |
-$16.18 M |
| Cost And Expenses |
$29.29 M |
$920,000.00 |
-$27.73 M |
-$28.83 M |
-$24.15 M |
-$17.46 M |
-$16.58 M |
$686,000.00 |
$766,000.00 |
-$15.96 M |
| Interest Income |
$39.28 M |
$31.79 M |
$29.11 M |
$29.61 M |
$29.72 M |
$26.90 M |
$23.59 M |
$21.50 M |
$20.30 M |
$18.73 M |
| Interest Expense |
$9.62 M |
$2.15 M |
$2.10 M |
$4.54 M |
$5.26 M |
$3.80 M |
$2.99 M |
$2.34 M |
$2.69 M |
$2.33 M |
| Depreciation &
Amortization |
$1.97 M
|
$2.61 M
|
$2.06 M
|
$2.03 M
|
$1.67 M
|
$930,000.00
|
$811,000.00
|
$767,000.00
|
$767,000.00
|
$756,000.00
|
| EBITDA |
$12.25 M
|
$13.72 M
|
$11.51 M
|
$8.21 M
|
$8.60 M
|
$7.56 M
|
$6.17 M
|
$5.58 M
|
$6.11 M
|
$5.46 M
|
| EBITDA Ratio |
0.31 |
0.33 |
0.31 |
0.23 |
0.28 |
0.41 |
0.37 |
0.34 |
0.4 |
0.39 |
| Operating Income Ratio
|
0.34
|
0.32
|
0.25
|
0.18
|
0.22
|
0.37
|
0.34
|
0.3
|
0.37
|
0.18
|
| Total Other
Income/Expenses Net |
-$3.22 M
|
-$4.19 M
|
-$3.26 M
|
-$3.84 M
|
-$2.53 M
|
-$2.28 M
|
-$1.97 M
|
-$1.87 M
|
-$1.76 M
|
-$1.50 M
|
| Income Before Tax |
$10.28 M |
$11.11 M |
$9.45 M |
$6.18 M |
$6.93 M |
$6.63 M |
$5.36 M |
$4.81 M |
$5.34 M |
$4.70 M |
| Income Before Tax Ratio
|
0.26
|
0.26
|
0.25
|
0.18
|
0.22
|
0.24
|
0.21
|
0.2
|
0.25
|
0.24
|
| Income Tax Expense |
$1.58 M |
$2.15 M |
$1.86 M |
$1.20 M |
$1.33 M |
$1.33 M |
$2.44 M |
$1.53 M |
$1.65 M |
$1.29 M |
| Net Income |
$8.70 M |
$8.96 M |
$7.59 M |
$4.98 M |
$5.61 M |
$5.30 M |
$2.92 M |
$3.29 M |
$3.69 M |
$3.41 M |
| Net Income Ratio |
0.22 |
0.21 |
0.2 |
0.14 |
0.18 |
0.19 |
0.12 |
0.14 |
0.17 |
0.17 |
| EPS |
1.91 |
1.91 |
1.6 |
1.04 |
1.16 |
1.1 |
0.61 |
0.68 |
0.97 |
0.92 |
| EPS Diluted |
1.91 |
1.91 |
1.6 |
1.04 |
1.16 |
1.1 |
0.61 |
0.68 |
0.97 |
0.92 |
| Weighted Average Shares
Out |
$4.56 M
|
$4.70 M
|
$4.75 M
|
$4.78 M
|
$4.81 M
|
$4.82 M
|
$4.82 M
|
$4.82 M
|
$3.80 M
|
$3.70 M
|
| Weighted Average Shares
Out Diluted |
$4.56 M
|
$4.70 M
|
$4.75 M
|
$4.78 M
|
$4.82 M
|
$4.82 M
|
$4.82 M
|
$4.82 M
|
$3.80 M
|
$3.70 M
|
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