BOTJ
Income statement / Annual
Last year (2024), Bank of the James Financial Group, Inc.'s total revenue was $58.96 M,
an increase of 14.66% from the previous year.
In 2024, Bank of the James Financial Group, Inc.'s net income was $7.94 M.
See Bank of the James Financial Group, Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
FY-2015
|
| Period Ended |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
12/31/2015 |
| Operating Revenue |
$58.96 M |
$51.42 M |
$44.17 M |
$39.29 M |
$39.55 M |
$36.35 M |
$31.68 M |
$27.93 M |
$25.94 M |
$24.19 M |
| Cost of Revenue |
$14.75 M
|
$9.44 M
|
$1.25 M
|
$1.60 M
|
$7.09 M
|
$5.79 M
|
$4.51 M
|
$3.99 M
|
$3.96 M
|
$2.97 M
|
| Gross Profit |
$44.21 M
|
$41.98 M
|
$42.92 M
|
$37.69 M
|
$32.46 M
|
$30.56 M
|
$27.17 M
|
$23.94 M
|
$21.98 M
|
$21.22 M
|
| Gross Profit Ratio |
0.75
|
0.82
|
0.97
|
0.96
|
0.82
|
0.84
|
0.86
|
0.86
|
0.85
|
0.88
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$20.28 M
|
$19.26 M
|
$18.70 M
|
$17.40 M
|
$16.25 M
|
$13.92 M
|
$12.23 M
|
$10.91 M
|
$10.07 M
|
$9.48 M
|
| Selling & Marketing Expenses |
$768.00 K
|
$919.00 K
|
$920.00 K
|
$934.00 K
|
$667.00 K
|
$866.00 K
|
$611.00 K
|
$739.00 K
|
$686.00 K
|
$465.00 K
|
| Selling, General & Administrative Expenses |
$21.05 M
|
$20.18 M
|
$19.62 M
|
$18.33 M
|
$16.91 M
|
$14.78 M
|
$12.84 M
|
$11.65 M
|
$10.76 M
|
$9.94 M
|
| Other Expenses |
$13.24 M
|
$11.52 M
|
$12.19 M
|
$9.90 M
|
$9.37 M
|
$8.85 M
|
$7.70 M
|
$6.93 M
|
$6.41 M
|
$5.94 M
|
| Operating Expenses |
$34.29 M
|
$31.70 M
|
$31.81 M
|
$28.23 M
|
$26.28 M
|
$23.63 M
|
$20.54 M
|
$18.58 M
|
$17.17 M
|
$15.88 M
|
| Cost And Expenses |
$49.04 M
|
$41.15 M
|
$33.06 M
|
$29.84 M
|
$33.37 M
|
$29.42 M
|
$25.05 M
|
$22.57 M
|
$21.13 M
|
$18.85 M
|
| Interest Income |
$44.55 M
|
$39.28 M
|
$31.79 M
|
$29.11 M
|
$29.61 M
|
$29.72 M
|
$26.90 M
|
$23.59 M
|
$21.50 M
|
$20.30 M
|
| Interest Expense |
$15.41 M
|
$9.62 M
|
$2.15 M
|
$2.10 M
|
$4.54 M
|
$5.26 M
|
$3.80 M
|
$2.99 M
|
$2.34 M
|
$2.69 M
|
| Depreciation & Amortization |
$1.94 M
|
$1.97 M
|
$2.61 M
|
$2.06 M
|
$2.03 M
|
$1.67 M
|
$930.00 K
|
$811.00 K
|
$767.00 K
|
$767.00 K
|
| EBITDA |
$11.86 M |
$12.25 M |
$13.72 M |
$11.51 M |
$8.21 M |
$8.60 M |
$7.56 M |
$6.17 M |
$5.58 M |
$6.11 M |
| EBITDA Ratio |
0.2
|
0.24
|
0.31
|
0.29
|
0.21
|
0.24
|
0.24
|
0.22
|
0.22
|
0.25
|
| Operating Income Ratio |
0.17
|
0.2
|
0.25
|
0.24
|
0.16
|
0.19
|
0.21
|
0.19
|
0.19
|
0.22
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$9.92 M
|
$10.28 M
|
$11.11 M
|
$9.45 M
|
$6.18 M
|
$6.93 M
|
$6.63 M
|
$5.36 M
|
$4.81 M
|
$5.34 M
|
| Income Before Tax Ratio |
0.17
|
0.2
|
0.25
|
0.24
|
0.16
|
0.19
|
0.21
|
0.19
|
0.19
|
0.22
|
| Income Tax Expense |
$1.98 M
|
$1.58 M
|
$2.15 M
|
$1.86 M
|
$1.20 M
|
$1.33 M
|
$1.33 M
|
$2.44 M
|
$1.53 M
|
$1.65 M
|
| Net Income |
$7.94 M
|
$8.70 M
|
$8.96 M
|
$7.59 M
|
$4.98 M
|
$5.61 M
|
$5.30 M
|
$2.92 M
|
$3.29 M
|
$3.69 M
|
| Net Income Ratio |
0.13
|
0.17
|
0.2
|
0.19
|
0.13
|
0.15
|
0.17
|
0.1
|
0.13
|
0.15
|
| EPS |
1.75 |
1.91 |
1.91 |
1.6 |
1.04 |
1.16 |
1.1 |
0.61 |
0.68 |
0.97 |
| EPS Diluted |
1.75 |
1.91 |
1.91 |
1.6 |
1.04 |
1.16 |
1.1 |
0.61 |
0.68 |
0.97 |
| Weighted Average Shares Out |
$4.54 M
|
$4.56 M
|
$4.70 M
|
$4.75 M
|
$4.78 M
|
$4.81 M
|
$4.82 M
|
$4.82 M
|
$4.82 M
|
$3.80 M
|
| Weighted Average Shares Out Diluted |
$4.54 M
|
$4.56 M
|
$4.70 M
|
$4.75 M
|
$4.78 M
|
$4.82 M
|
$4.82 M
|
$4.82 M
|
$4.82 M
|
$3.80 M
|
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