OPHC
Income statement / Annual
Last year (2025), Optimumbank Holdings Inc.'s total revenue was $64.35 M,
an increase of 0.16% from the previous year.
In 2025, Optimumbank Holdings Inc.'s net income was $16.65 M.
See Optimumbank Holdings Inc.,s key income statements, including revenue, expenses, profit, and income.
| Period |
FY-2025
|
FY-2024
|
FY-2023
|
FY-2022
|
FY-2021
|
FY-2020
|
FY-2019
|
FY-2018
|
FY-2017
|
FY-2016
|
| Period Ended |
12/31/2025 |
12/31/2024 |
12/31/2023 |
12/31/2022 |
12/31/2021 |
12/31/2020 |
12/31/2019 |
12/31/2018 |
12/31/2017 |
12/31/2016 |
| Operating Revenue |
$64.35 M |
$64.25 M |
$39.23 M |
$22.84 M |
$11.82 M |
$7.00 M |
$5.36 M |
$4.38 M |
$4.77 M |
$4.62 M |
| Cost of Revenue |
$0.00
|
$27.16 M
|
$16.11 M
|
$7.51 M
|
$2.16 M
|
$2.74 M
|
$1.97 M
|
-$508.00 K
|
$1.20 M
|
$1.08 M
|
| Gross Profit |
$0.00
|
$37.09 M
|
$23.12 M
|
$15.33 M
|
$9.67 M
|
$4.26 M
|
$3.39 M
|
$4.88 M
|
$3.57 M
|
$3.54 M
|
| Gross Profit Ratio |
0
|
0.58
|
0.59
|
0.67
|
0.82
|
0.61
|
0.63
|
1.12
|
0.75
|
0.77
|
| Research and Development Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| General & Administrative Expenses |
$1.13 M
|
$11.10 M
|
$8.26 M
|
$5.45 M
|
$3.75 M
|
$2.41 M
|
$2.11 M
|
$1.86 M
|
$1.87 M
|
$1.88 M
|
| Selling & Marketing Expenses |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Selling, General & Administrative Expenses |
$1.13 M
|
$11.10 M
|
$8.26 M
|
$5.45 M
|
$3.75 M
|
$2.41 M
|
$2.11 M
|
$1.86 M
|
$1.87 M
|
$1.88 M
|
| Other Expenses |
$0.00
|
$8.36 M
|
$6.40 M
|
$4.49 M
|
$2.85 M
|
$2.64 M
|
$2.43 M
|
$2.22 M
|
$2.30 M
|
$2.06 M
|
| Operating Expenses |
$1.13 M
|
$19.46 M
|
$14.66 M
|
$9.94 M
|
$6.60 M
|
$5.05 M
|
$4.54 M
|
$4.09 M
|
$4.16 M
|
$3.94 M
|
| Cost And Expenses |
$25.15 M
|
$46.62 M
|
$30.78 M
|
$17.45 M
|
$8.75 M
|
$7.79 M
|
$6.51 M
|
$3.58 M
|
$5.36 M
|
$5.02 M
|
| Interest Income |
$64.35 M
|
$59.63 M
|
$35.78 M
|
$19.88 M
|
$10.39 M
|
$6.71 M
|
$5.17 M
|
$4.29 M
|
$4.72 M
|
$4.76 M
|
| Interest Expense |
$21.77 M
|
$24.94 M
|
$12.07 M
|
$4.05 M
|
$985.00 K
|
$1.72 M
|
$2.05 M
|
$1.25 M
|
$1.20 M
|
$1.08 M
|
| Depreciation & Amortization |
$0.00
|
$599.00 K
|
$560.00 K
|
$569.00 K
|
$302.00 K
|
$327.00 K
|
$262.00 K
|
$159.00 K
|
$149.00 K
|
$156.00 K
|
| EBITDA |
$0.00 |
$18.23 M |
$9.02 M |
$5.96 M |
$3.37 M |
-$455.00 K |
-$890.00 K |
$955.00 K |
-$440.00 K |
-$240.00 K |
| EBITDA Ratio |
0
|
0.28
|
0.23
|
0.26
|
0.29
|
-0.06
|
-0.17
|
0.22
|
-0.09
|
-0.05
|
| Operating Income Ratio |
0.11
|
0.27
|
0.22
|
0.24
|
0.26
|
-0.11
|
-0.22
|
0.18
|
-0.12
|
-0.09
|
| Total Other Income/Expenses Net |
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
$0.00
|
| Income Before Tax |
$22.17 M
|
$17.63 M
|
$8.46 M
|
$5.39 M
|
$3.07 M
|
-$782.00 K
|
-$1.15 M
|
$796.00 K
|
-$589.00 K
|
-$396.00 K
|
| Income Before Tax Ratio |
0.34
|
0.27
|
0.22
|
0.24
|
0.26
|
-0.11
|
-0.22
|
0.18
|
-0.12
|
-0.09
|
| Income Tax Expense |
$5.52 M
|
$4.51 M
|
$2.17 M
|
$1.37 M
|
-$3.23 M
|
$0.00
|
-$52.00 K
|
$0.00
|
$0.00
|
$0.00
|
| Net Income |
$16.65 M
|
$13.12 M
|
$6.28 M
|
$4.02 M
|
$6.30 M
|
-$782.00 K
|
-$1.10 M
|
$796.00 K
|
-$589.00 K
|
-$396.00 K
|
| Net Income Ratio |
0.26
|
0.2
|
0.16
|
0.18
|
0.53
|
-0.11
|
-0.21
|
0.18
|
-0.12
|
-0.09
|
| EPS |
1.42 |
1.39 |
0.87 |
0.68 |
1.61 |
-0.27 |
-0.58 |
0.53 |
-0.53 |
-0.38 |
| EPS Diluted |
1.36 |
1.33 |
0.87 |
0.68 |
1.61 |
-0.27 |
-0.58 |
0.53 |
-0.53 |
-0.38 |
| Weighted Average Shares Out |
$11.75 M
|
$9.44 M
|
$7.24 M
|
$5.95 M
|
$3.90 M
|
$2.93 M
|
$1.90 M
|
$1.49 M
|
$1.10 M
|
$1.04 M
|
| Weighted Average Shares Out Diluted |
$12.28 M
|
$9.87 M
|
$7.24 M
|
$5.95 M
|
$3.90 M
|
$2.93 M
|
$1.90 M
|
$1.49 M
|
$1.10 M
|
$1.04 M
|
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