Ask an Advisor: When My Spouse Dies, Do I Get a Full Step-Up in Basis on My Home or Only the $250k Capital Gains Exemption?

Ask an Advisor: When My Spouse Dies, Do I Get a Full Step-Up in Basis on My Home or Only the $250k Capital Gains Exemption?

When a spouse dies, the surviving spouse receives a step-up in basis for the inherited property. They can also utilize a $250,000 or $500,000 capital gains exemption when selling the home, depending on their tax filing status. Understanding these rules is crucial for tax planning.

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